Return to flip book view

Your BenefitsEffective January 1st - December 31st 2025Fulton Montgomery Regional Chamber of Commerce

As we approach 2025, centralized billing formembers enrolled in medical, dental, or visionbenefits through the Chamber of Commerce will nolonger be available.Businesses will be billed directly by the carriers.For further details on how to pay your bills directlyto each carrier (CDPHP, MVP, and Highmark),please refer to the information below.Payments must be made on or before the first ofeach month, with bills generated and sent out onthe 13th.Please be mindful that late payments couldjeopardize the status of your subgroup, riskingtermination.Additionally, adjustments to invoices will no longerbe possible if anything is overlooked. Employerswill need to pay the billed amount, with anyretroactive premiums reflected on the nextmonth's invoice.Notice to Employers:Important Billing ChangesEffective January 1st, 2025How to pay your bills, by carrier...CDPHP:Mailing Payments:CDPHPPO BOX 5525Binghamton, NY 13902-5525Or payment can be made online through the Employer Portal:Pay My Bill - CDPHPMVP:Mailing Payments:MVP Health CareGPO BOX 22863New York, NY 10087-2863Be sure to include your group ID & subgroup ID, if applicable.You can pay online:Go to MVPHealthCare.com, select Employers, then Employer Sign In.Enter your usernameand password and navigate to the Payment Center. Make payments hereor set up auto pay.You can pay by phone:Call 1-888-822-5260, then select option 1 to make your payment.Highmark:You can pay online:Go to Log In (highmark.com), log into employer portal to pay. Credit cardscan not beused, employers can set up recurring payments with bank information.Click here to view theinital notice sent to members in November.

Enrollment applications available ontheir unique benefit pages.Making benefit selectionsYour benefit plans are in effect January 1 – December 31 each year. Ingeneral, there are three times you can make benefit selections:When you're first eligibleYour benefits begin on the first day of the month following 30 days ofemployment; this is your effective date. Be sure to submit your selectionswithin your first 30 days of benefits eligibility.Your benefit selections will be in effect through December 31.At Open EnrollmentOpen Enrollment is your one chance each year to review your coverageoptions and make changes to your benefits.Your choices are in effect from January – December of the following yearunless you have a qualifying life event.Qualifying life events allow you to change your coverage during the yearoutside of Open Enrollment. These include:marriage or divorce, birth or adoption, death of a covered dependent, and a change in eligibility through Medicare, Medicaid, or a spouse orparent's coverage.If you have a qualifying life eventEnrolling in coverageYou must request a change to your benefits within 30 days of yourlife event (60 days for changes involving Medicaid eligibility). Documentation may be required.For youYou are eligible for benefits as a full-time employee working theminimum amount of hours decided by your unique subgroup.Covering your familyYou may also cover your eligible dependents when you elect coverage foryourself.Your Spouse or PartnerYou may cover your legal spouse or domestic partner.Your ChildrenDependent children are eligible: Medical, dental and vision: until age 26 regardless of student ormarital statusEligibility

Balance billingWhen you use an out-of-network medical or dental provider, they maybill you the difference between what they charge and the amount yourinsurance pays.Medical: balance billing is in addition to – and does not count towards –your out-of-pocket maximum.CoinsuranceAfter you’ve met your deductible, you’re sometimes responsible for apercentage of the cost of the medical care, dental care, or prescriptionmedication you received. This percentage is coinsurance.CopayA flat fee you pay each time you receive a copay-eligible medical,dental, or vision service or prescription medication. DeductibleThe amount you’re responsible for paying in care expenses before themedical or dental plan starts paying deductible-eligible expenses.In-networkIn-network care is always your lowest-cost option. Networks are groupsof medical, dental, and vision providers, pharmacies, and facilities thatagree to discount the cost of their care or service.Out-of-pocket maximumThe most you’ll pay for covered in-network medical care in a year. Thisincludes your deductible, any coinsurance or copays, and prescriptiondrugs. The out-of-pocket maximum does not include your premium (theamount you pay for coverage), non-covered expenses, or out-of-networkcare that’s been balance billed.Pre/Prior-authorizationSome specialty medical providers, services and prescriptions requireprior authorization from your insurance company. These may include -but are not limited to surgery, imaging (CT, MRI) and certain prescriptionmedications.Primary Care PhysicianA primary care physician (PCP) is your main medical doctor – usually ageneral practitioner (GP), family doctor, internist, OB/GYN, orpediatrician (for children).Have questions?Your advocate is here to help you with all things benefits. See their contact information on the next page.Annual NoticesWe’re required to tell you about certain rights and responsibilities youhave as an employee of ABC Company. You can request a paper copy at no charge from:Dylan Mather-Richardson, Associate Account Managerdmatherrichardson@onedigital.comHow to handle medical bills(2:04)But you’ll probably still encounter some terms as you enroll in and use your benefits, and we want you to be prepared!We've removed as much jargon as possible.Helpful terms & resourcesLearn more

Medical insuranceCarrier name: CDPHPGroup: 100034151-888-258-0477https://www.cdphp.com/members/use-your-benefits/secure-member-siteMedical InsuranceCarrier name: MVPGroup: 4126361-888-687-6277https://www.mvphealthcare.com/contact-usMedical InsuranceCarrier name: HighmarkGroup: 2779341-800-241-5704https://www.highmark.com/member/member-guideDental insuranceCarrier name: CDPHP Delta DentalGroup: 100034151-888-258-0477https://www.cdphp.com/members/use-your-benefits/secure-member-siteVision insuranceCarrier name: HighmarkGroup: 2779341-800-241-5704https://www.highmark.com/member/member-guideYour advocate, Dylan, is here to help you with claims, ID cards, coverage questions, and more!dmatherrichardson@onedigital.com1-518-960-6220 ext. 26220Monday - Friday, 8am-4:30pm ESTBenefits contactsContact informationClaims & coverage assistance

Download HereDownload Here (1)The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Everything you will needto enroll in CDPHP coverage...Member ApplicationPlease fill out this application with all required information forsubscribers and dependents. Group numbers for carriers can be found onpage 5.New Subgroup ApplicationsIf you are a new subgroup to CDPHP, you will need to fill out thesetwo applications. When returning this application, please attach a copy of your mostrecent NYS -45 tax document. Please make sure that page 2, theemployee listing is included or the application will be denied. Please return all forms to Dylan Mather-Richardson.dmatherrichardson@onedigital.comDownload Here (2)Delta Dental Plan K Selection FormDownload HereIf you are a new subgroup and you would like to enroll, please fill out thisform and select Delta Dental PLAN K, and circle the bubble on yourmember application.

In-network careCDPHP Platinum 120CDPHP Gold 221CDPHP Gold 224CDPHP Silver 320Network name:EPOEPOHMOEPOAnnual Deductible (DED)$0 single$0 family$250 single$500 family (embedded)$0 single$0 family$2,200 single$4,400 family (aggregate)Out-of-pocket maximum$7,500 single$15,000 family (embedded)$9,100 single$18,200 family (embedded)$8,700 single$17,400 family (embedded)$7,050 single$14,100 family (aggregate)Preventive carePrimary care visitSpecialist visitVirtual visit100% covered$15 copay$20 copay$15 copay100% coveredDED then $30DED then $50DED then $30100% covered$0 EPC / $50 Non-EPC$50$0 EPC / $50 Non-EPC100% coveredDED then $30DED then $40DED then $30Urgent careEmergency roomInpatient hospital careOutpatient surgery$35 copay$100 copay$500 copay$100 copayDED then you pay $70DED then you pay $200DED then you pay $1,500DED then you pay $200$100 copay$500 copay$1,500 copay$200DED then $60DED then $500DED then $1,500DED then $200Prescription drugs$4 / $30 / $60$10 / $50 / $80$0 / $50 / $80DED then $10 / $50 / $80,preventive drugs not subject todeductibleYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$1,253.45$2,506.90$2,130.86$3,572.33Per month$1,064.66$2,129.32$1,809.92$3,034.28Per month$948.24$1,896.48$1,612.01$2,702.49Per month$898.49$1,796.98$1,527.43$2,560.69Mental health supportSee plan detailsSee plan detailsSee plan detailsSee plan detailsFind an in-network providerMedical insuranceAll plans cover in-network preventive care at 100%, prescription drugs,and include an annual limit on your expenses. The differences are: what you pay for the plan, what you pay when you get care, how out-of-network care is covered, andyour annual maximum cost for care (out-of-pocket maximum).See your plan details for out-of-network information.Select from eight medical options throughCDPHP.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.

In-network careCDPHP Silver 324CDPHP Silver 425CDPHP Bronze 428CDPHP Bronze 421Network name:HMOEPOHMOEPOAnnual Deductible (DED)$2,500 single$5,000 family (aggregate)$6,000 single$12,000 family (embedded)$6,350 single$12,700 family (aggregate)$7,050 single$14,100 family (embedded)Out-of-pocket maximum$6,500 single$13,000 family$6,000 single$12,000 family (embedded)$7,200 single$14,400 family (embedded)$7,050 single$14,100 family (aggregate)Preventive carePrimary care visitSpecialist visitVirtual visit100% coveredDED then $25DED then $50DED then $25100% coveredPhase 1: $30 copay, Phase 2: DEDPhase 1: $50 copay, Phase 2: DEDPhase 1: $30 copay, Phase 2: DED100% coveredDED then covered in fullDED then 20%DED then 20%100% coveredDED then covered in fullDED then covered in fullDED then covered in fullUrgent careEmergency roomInpatient hospital careOutpatient surgeryDED then $60DED then $300DED then $500DED then $200Phase 1: $60 copay, Phase 2: DEDPhase 1: $75 copay, Phase 2: DEDPhase 1: $500 copay, Phase 2: DEDPhase 1: $100 copay, Phase 2: DEDDED then 20%DED then 20%DED then 20%DED then 20%DED then covered in fullDED then covered in fullDED then covered in fullDED then covered in fullPrescription drugsDeductible then $10/$40/$60,Preventive drugs not subject todeductiblePhase 1;$10/$30/$50 Phase 2;Deductible preventive drugs notsubject to deductibleDeductible then 20%/20%/20%,preventive drugs not subject todeductibleDeductible then Covered In Full,preventive drugs not subject todeductibleYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$800.96$1,601.92$1,361.63$2,282.74Per month$893.61$1,787.21$1,519.13$2,546.78Per month$683.14$1,366.29$1,161.35$1,946.96Per month$775.15$1,550.30$1,317.75$2,209.18Mental health supportSee plan detailsSee plan detailsSee plan detailsSee plan detailsFind an in-network providerMedical insuranceAll plans cover in-network preventive care at 100%, prescription drugs,and include an annual limit on your expenses. The differences are: what you pay for the plan, what you pay when you get care, how out-of-network care is covered, andyour annual maximum cost for care (out-of-pocket maximum).See your plan details for out-of-network information.Select from eight medical options throughCDPHP.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.

EPO PlansEPO PlansThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Everything you will needto enroll in MVP coverage...Member ApplicationPlease fill out this application with all required information forsubscribers and dependents. Group numbers for carriers can be found onpage 5.Depending on your plan selections, you will fill out the correspondingpaperwork. If enrolling in an HMO plan, download HMO plan paperwork.Vice versa for an EPO / PPO plan. New Subgroup ApplicationsIf you are a new subgroup to MVP, you will need to fill out thisapplication. Depending on your inital plan selections, you will fill outthe corresponding paperwork. If enrolling in an HMO plan, downloadHMO plan paperwork. Vice versa for an EPO / PPO plan. When returning this application, please attach a copy of your mostrecent NYS -45 tax document. Please make sure that page 2, theemployee listing is included or the application will be denied. Please return all forms to Dylan Mather-Richardson.dmatherrichardson@onedigital.comHMO PlansHMO Plans

Mental health supportIn-network careMVP Platinum 1MVP Gold 4MVP Silver 7Network name:EPOEPOEPOAnnual Deductible (DED)$0 single$0 family$0 single$0 family$3,100 Single$6,200 Family (embedded)Out-of-pocket maximum$2,450 Single$4,900 Family (embedded)$6,750 Single$13,500 Family (embedded)$8,700 Single$17,400 Family (embedded)Preventive carePrimary care visitSpecialist visitVirtual visit100% covered3 PCP visits at $0; then $5$45 copay 3 PCP visits at $0 then $5100% covered3 PCP visits at $0; then $40DED then $20100% Covered100% covered3 PCP visits at $0; then $40DED then $50100% CoveredUrgent careEmergency roomInpatient hospital careOutpatient surgery$45 copay$100 copay$300 copay$100 copay$60 copay$500 copay$750 copay$300 copay$50 copayDED then $250DED then $750DED then $250Prescription drugs$5/$30/$50$5/$30/$50$15/$45/$90, not subject to deductibleYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$1,227.37$2,454.74$2,086.53$3,498.00Per month$1,116.00$2,232.00$1,897.20$3,180.60Per month$915.63$1,831.26$1,556.57$2,609.55See plan detailsSee plan detailsSee plan detailsFind an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.All plans cover in-network preventive care at 100%, prescription drugs,and include an annual limit on your expenses. The differences are: what you pay for the plan, what you pay when you get care, how out-of-network care is covered, andyour annual maximum cost for care (out-of-pocket maximum).See your plan details for out-of-network information.Select from five medical options throughMVP.Medical insurance

Both plans cover in-network preventive care at 100%, prescription drugs,and include an annual limit on your expenses. The differences are: what you pay for the plan, what you pay when you get care, how out-of-network care is covered, andyour annual maximum cost for care (out-of-pocket maximum).See your plan details for out-of-network information.Mental health supportSelect from five medical options throughMVP.In-network careMVP Bronze 5MVP Bronze 6Network name:EPOEPOAnnual Deductible (DED)$3,100 Single$6,200 Family (Embedded)$7,100 Single$14,200 Family (Embedded)Out-of-pocket maximum$7,250 Single$14,500 Family (Embedded)$7,100 Single$14,200 Family (Embedded)Preventive carePrimary care visitSpecialist visitVirtual visit100% covered$yy copay$yy copay$yy copay100% coveredDED then covered in fullDED then covered in fullDED then covered in fullUrgent careEmergency roomInpatient hospital careOutpatient surgeryDED then you pay 50%DED then you $100 copayDED then you pay 50%DED then you pay 50%DED then covered in fullDED then covered in fullDED then covered in fullDED then covered in fullPrescription drugs$15/$25/$41Deductible then $0, preventive drugs not subject to deductibleYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$742.36$1,484.72$1,262.01$2,115.73Per month$797.76$1,595.52$1,356.13$2,273.62See plan detailsSee plan detailsMedical insuranceThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Find an in-network provider

Chamber subgroups who do not have one common law employee, un-related to the ownerare eligible for individual plans through MVP Health Care. Standard plan’s are plans that MVP believes are comparable to other carriers. Non-standard plans are plans that MVP believes are not comparable to other carriers. Please view page 9 for all paperwork required to enroll.Medical insurance forindividuals through MVPThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Find an in-network providerClick here to view MVP individual plans.

Download HereSee plan detailsThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Everything you will needto enroll in Highmark coverage...Highmark Member ApplicationPlease fill out this application with all required information forsubscribers and dependents. Group numbers for carriers can be found on page 5. New Subgroup ApplicationIf you are a new subgroup to Highmark, you will need to fill out thisapplication.When returning this application, please attach a copy of your mostrecent NYS -45 tax document. Please make sure that page 2, theemployee listing is included or the application will be denied. Please return all forms to Dylan Mather-Richardson.dmatherrichardson@onedigital.com

Mental health supportIn-network careHighmark Platinum PlusHighmark Gold Radius HighHighmark Silver 8000 Network name:PPOPOSPPOAnnual Deductible (DED)$0 single$0 family$7,000 Single$14,000 Family (embedded)$5,500 Single$11,000 Family (embedded)Out-of-pocket maximum$7,000 Single$14,000 Family (embedded)$9,100 Single$18,200 Family (embedded)$7,500 Single$15,000 Family (embedded)Preventive carePrimary care visitSpecialist visitVirtual visit100% covered$15 copay$30 copay$15 copay100% covered$30 copay$50 copay$30 copayDED then Covered in FullDED then Covered in FullDED then Covered in FullDED then Covered in FullUrgent careEmergency roomInpatient hospital careOutpatient surgery$75 copay$150 copay$500 copay$100 copay$75 copay$300 copay$1,000 copay$250 copayDED then Covered in FullDED then Covered in FullDED then Covered in FullDED then Covered in FullPrescription drugs$10/$40/$125$10/$55/50%$10/$40/50%, after deductibleYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$1,342.21$2,684.41$2,281.75$3,825.29Per month$1,072.47$2,144.95$1,823.21$3,056.55Per month$841.76$1,683.52$1,431.00$2,399.02See plan detailsSee plan detailsSee plan detailsFind an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.All plans cover in-network preventive care at 100%, prescription drugs,and include an annual limit on your expenses. The differences are: what you pay for the plan, what you pay when you get care, how out-of-network care is covered, andyour annual maximum cost for care (out-of-pocket maximum).See your plan details for out-of-network information.Select from three medical options throughHighmark.Medical insurance

CDPHP Fitness ReimbursementWith the CDPHP fitness reimbursement, eligible members can be reimbursedup to $400 per plan year, and $200 per covered dependent.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Additional perksThere's more to love with these extra benefits when you elect medical coverage. See plan detailsCDPHP Weight ManagementReimbursementSubmit this form to be reimbursed up to $100 after participating inat least eight weeks of a qualifying weight management programor four sessions with a registered dietician or health coachcertified by the NBHWC.See plan detailsMVP Health Care Mobile app: GiaPlease use the attached flyer to get access to the Gia app by MVP. Download NowMental Health with GiaSometimes asking for help can be the hardest thing to do. If you feel you may have amental health or substance abuse condition, don’t be afraid to ask for help. MVP is byyour side to make sure you have access to the care and support you need. Learn moreSee plan detailsMVP Well-Being ReimbursementGet reimbursed for the things that fit your well-being journey. Highmark Member DiscountsPlease view the attached flyer to see where you can save withyour Highmark benefits. See plan detailsMVP Well-Being FormsPlease fill out the attached form to receive up to $600 in well-being rewards. See plan detailsHighmark WellnessThe attached flyer shows you the numerous wellness programsthat are at your fingertips when electing Highmark coverage. See plan detailsCDPHP Gold 221 Debit CardIf you elect the CDPHP Gold 221, please fill out the attached form to get your $200wellness debit card. This can even be used to help knock down at your deductible. See plan details

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.CDPHP Delta Dental Plan KNetwork name:National PPO+In-networkOut-of-networkAnnual Deductible (DED)$25 single$75 family$25 single$75 familyAnnual maximum benefit$1,500 per person$1,500 per personPreventive care100% covered100% coveredBasic care80% covered80% coveredMajor care50% covered50% coveredOrthodontic careCoverageLifetime max benefitNot coveredN/AYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$45.55$96.39$92.11$146.70See plan detailsFor 2025, we are sunsetting the current Guardian dental plan andreplacing it with this plan. Current members enrolled will require new group paperwork filled out toenroll. You'll get in-network preventive care at 100% along with coverage forbasic dental services at 80%.Orthodontic care is not covered.Dental insuranceDental coverage is through Delta Dental (CDPHP).Learn about dental care categories*NEW FOR 2025**NEW FOR 2025**NEW FOR 2025**If you are currently enrolled in the 2024 Guardian plan, please referencepage 6 to obtain all of the paperwork we will need from you to enroll inthe new plan. *If you are currently enrolled in the 2024 Guardian plan, please referencepage 6 to obtain all of the paperwork we will need from you to enroll inthe new plan.

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plandocument, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.Vision planNetwork name:Highmark Blue Edge Vision PremeireIn-networkOut-of-networkAnnual eye exam (every 12 months)$0 copay$40 copayMaterials copay (lenses & frames)$0 copay$40 copayLenses (every 12 months)Included in materials copayUp to $40Frames (every 12 months)$120 allowance then 20% of remaining balanceAmount over $47Contact lenses (every 12 months)Elective: $150 allowanceMedically necessary: $225 allowanceElective: $105 allowanceMedically necessary: $225 allowanceYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyPer month$11.08$21.06$22.15$33.24You'll get an annual exam with coverage for lenses and frames, or contacts in lieu of glasses.Vision insuranceYour vision coverage is through Highmark.Your vision plan covers either glasses (lenses and frames) or contact lenses each year. If you receive contact lenses, they will be instead of your glasses benefit.*NEW FOR 2025**NEW FOR 2025**NEW FOR 2025**If you are currently enrolled in the 2024 Empire plan, please referencepage 12 to obtain all of the paperwork we will need from you to enroll inthe new plan. *If you are currently enrolled in the 2024 Empire plan, please referencepage 12 to obtain all of the paperwork we will need from you to enroll inthe new plan.

Questions? Please contact Dylan Mather-Richardsondmatherrichardson@onedigital.com518 - 960 - 6220 ext 26220