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Pet InsuranceVoluntary benefit offeringSeptember 20, 2022https://benefits.petinsurance.com/leaderbankThe #1 health insurance for pet family members
Alleviate stressFight depressionImprove physical fitness and activityAid healing and resiliencyAlleviate social isolation and lonelinessPets improve owners’ mental and physical health
What’s not covered?Cost and Discounts• Exclusive to employees, not available to general public• Preferred pricing built into plan options• Multi-pet discounts availableMy Pet Protection plans offer comprehensive coverage for dogs and catsCoverage• Covers medical, accidents, injuries illnesses, hereditary, surgeries, and more• Use any vet, anywhere: no networks, no pre-approvals• Additional benefits for above and beyond medical careBenefits• Cash back on eligible vet bills after $250 annual deductible is met• Choice of reimbursement: 50% and 70% options• $7,500 benefit which renews each year in fullPre-existing conditions, boarding, and groomingSome policy exclusions may apply. Discount on base plans only and may vary by state.
Choose your My Pet Protection plan and level of reimbursementMy Pet Protection Accidents, including poisonings and allergic reactions●Injuries including cuts, sprains, and broken bones●Common illnesses, including ear infections, vomiting and diarrhea●Serious/chronic illnesses, including cancer and diabetes●Hereditary and congenital conditions●Surgeries and hospitalizations●X-rays, MRIs and CT scans●Prescription medications and therapeutic diets●Choose from two levels of coverage50%reimbursement70%reimbursementSome exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions.
Up to $500 for advertising or offering a reward for a lost or stolen petLong-term lost or stolen benefitUp to $500 for a pet who has been lost or stolen for over 60 daysMy Pet Protection policies include benefits above and beyond medical careBoarding or kennel benefitUp to $500 for boarding if you or your family member is hurt or sick and can’t take care of your petAdvertising and reward benefitUp to $1,000 for a pet who has passed due to injury or illness, covering:• Euthanasia• Cremation and burial expenses• The price you paid for your petMortality benefit
Go onlineAnswer a few questionsChoosea productEnter paymentGo to your company’s custom landing page https://benefits.petinsurance.com/leaderbank or search for your company on PetsNationwide.com to start a quote.Answer just a few questions on your pet including name, species and state.Select your desired plan and add any additional pets.Enter your employee ID for payroll deduction or payment information to complete your purchase.?1 2 3 4Enrollment available by phone at 877-738-7874Benefit enrollment open year-roundEach pet issued an individual policyMultiple-pet discount availableEnroll in pet insurance in just four steps
1Pay for your pet’s treatment at the time of serviceReimbursements for eligible fees via direct deposit or checkSend your vet bill and claim form via email or online submissionAdditionalmember resourcesMember Care: 800-540-2016Mon-Fri 5 am–7pm PT &Sat 7am–3:30pm PTPet Account Access Page: Get forms, claim status and view claim history at my.petinsurance.com Get reimbursedSubmit your claim2 3Pay your vetAccess Nationwide policy benefits in just three steps
Do-it-yourself mobile portal makes managing your policy fast and easy (fur-real)Manage your policy with self-serve options:• Edit account settings and pet information• Find important policy details• Upload and submit claims atmy.petinsurance.comSnap. Send. Simple! Submit mobile claims:Enter claim information and submit your claim at my.petinsurance.comSnap a photo using your mobile device or upload an existing document/imageAfter 48 hours, begin tracking your claim123
Nationwide is the only insurer to cover avian and exotic petsPlan detailsOne low annual deductible, not per incidentChoose 50% or 70% reimbursement on eligible veterinary expensesCovers:AmphibiansBirdsChameleonsChinchillasFerretsGeckosGerbilsGuinea pigsHamstersIguanas LizardsMiceRatsRabbitsSnakesTortoisesTurtlesCoverage highlightsVeterinary exams, including specialty and emergency visitsPrescribed holistic and alternative careHospitalizations and surgeriesIllnesses and disease caused by external and internal parasitesInjuries and illnesses, including cancer and hereditary/congenital conditionsNo waiting period for hereditary and congenital conditionsDiagnostic testing, including radiographs, MRIs, CT scans and ultrasoundsPolicy enrollment through Nationwide call center at 877-738-7874
Receive 24/7 veterinary advice with theAll vets are based in the U.S. and have years of clinical experience.Unlimited 24/7 access to call, email or online chatFrom general questions to identifying urgent care needs, someone is always available.Available to all members ($150 value)vethelpline is included in every Nationwide pet insurance policy.Expert advice from a trained veterinary professional
Get Rx pet meds for less at• Members save time and money when filling their pet prescription medications at any of Walmart’s 4,700 pharmacies across the country• Members enjoy the convenience of having the pharmacy submit claims directly on their behalf• Optional program available to all Nationwide pet insurance members with active plans • No cost to sign up for and useHow it worksUsing Nationwide Pet Rx Express is simple and convenient. After allowing 24 hours from sign-up, members can bring their pet prescriptions to any in-store Walmart pharmacy.*Reimbursement or co-insurance is based on coverage detailed in policy. See Nationwide Pet Rx Express Terms of Service. Certain coverages maybe excluded due to pre-existing conditions. See policy documents for a complete list of exclusions.Nationwide pet insurance members can sign up at my.petinsurance.com.At checkout, members provide their pet insurance information and pay for the prescription.Walmart pharmacy will automatically submit claims to Nationwide for processing, and members will be reimbursed for eligible expenses.*123Nationwide® Pet Rx ExpressSM
Work with any vetCoverage for virtually everything pet health-related from any licensed vet, anywhere.Easy to useSnap and send mobile claim filing and 24/7 online Nationwide pet account access page.vethelpline®24/7 access to veterinary professionals for any pet health question.Exclusive plansMy Pet Protection plans and preferred pricing not available to the general public.Unbeatable value and pricingBest overall product with 50% and 70% reimbursement options to fit any budget.Six reasons employees love Nationwide pet insuranceAll pets welcomeOnly insurer with medical plans for dogs, cats, birds and exotic pets.
Thank You!• William Falbo• National Account Executive• falbow1@nationwide.com• (515)447-0462• For Employee Policy Questions, please call our Member Care team at 800-540-2016
What if I am no longer withmy company?You will be notified and asked to update billing and policy information in order to keep a policy active.Can I still use my vet?Absolutely! You can visit any licensed veterinarian in the world—even specialists and emergency providers.Do claims increase my premium?Nope! So get your pet the care they need as often as they need it—it won’t affect your costs.Do I need to re-enroll for this benefit every year?No. Once enrolled, the policy will renew automatically each year.What are pre-existing conditions?Pre-existing conditions mean any illness or injury that a pet had before coverage on a pet insurance policy began.Are pre-existing conditions covered?Just like all pet insurers, we do not coverpre-existing conditions.The good news is that not all pre-existing conditions are excluded permanently. If you have medical records from your vet showing that your pet’s condition has been cured for at least six months, you may be able to get it covered.Frequently asked questions:
Seasonal InfographicsPet facts and tips in fun formatsThe CompanionOnline magazine with pet tips, articles and moreDigital cardsCards for pet birthdays and other life eventsNationwide hereby disclaims any and all liability for any product or service offered herein and Nationwide makes no warranties, express or implied, with respect to any product or service offered. Your participation in any of the promotions is strictly voluntary and is solely between you and the offerer of the product or service. Nothing herein shall be deemed to be an approval, endorsement or recommendation of product or service. Although Nationwide tries to ensure that all information, whether in relation to the products, services, offerings or otherwise (“Information”) is correct, Nationwide does not guarantee the accuracy of the Information and makes no representations or warranties as to the completeness or accuracy of the Information. You agree that Nationwide shall not be responsible or liable for any loss or damage of any sort incurred as the result of any business dealings you have with the offerer of any product or service.Digital perksNationwide members receive perks and savings access to pet toys, accessories, treats and moreJust a few…of the discounted products available through affiliate partnersExamples and discount % shown here are subject to change
Sources1.Human Animal Bond Research Institute, “Nationwide/HABRI Study.” https://habri.org/research/mental-health/workplace-wellness/2.American Pet Products Association, “2019-2020 APPA National Pet Owners Survey.” https://www.americanpetproducts.org/pubs_survey.asp3.North American Pet Health Insurance Association, “2020 NAPHIA State of the Industry Report.” https://naphia.org/about-the-industry/4.Human Animal Bond Research Institute, “2016 Pet Owners Survey.” https://habri.org/2016-pet-owners-survey5.American Pet Products Association, “2017-2018 APPA National Pet Owners Survey.” https://www.americanpetproducts.org/pubs_survey.asp6.Pew Research Center, “Millennials are the largest generation in the U.S. labor force.” https://www.pewresearch.org/fact-tank/2018/04/11/millennials-largest-generation-us-labor-force/7.CNBC, “More millennials are demanding these workplace perks.” https://www.cnbc.com/2019/02/07/millennials-are-demanding-these-workplace-perks.html8.CNBC, “Owning a pet can cost you $42,000, or 7 times as much as you expect.” https://www.cnbc.com/2017/04/27/how-much-does-it-cost-to-own-a-dog-7-times-more-than-you-expect.html9.Money Under 30, “The Annual Cost of Pet Ownership: Can you Afford a Furry Friend?” https://www.moneyunder30.com/the-true-cost-of-pet-ownership10.Emergency Vets USA, “Average Cost of Emergency Vet Visits.” https://emergencyvetsusa.com/average-cost-of-emergency-vet-visits/11.Mars Petcare, “Pets in a Pandemic: Better Cities for Pets 2020 Report.” https://www.bettercitiesforpets.com/wp-content/uploads/2020/11/2020-Better-Cities-For-Pets-Report-Mars-Petcare-FINAL.pdf12.Banfield Pet Hospital, “New Survey Reveals Effects Stay-at-Home Order May Have on Pets and their Owners.” https://www.banfield.com/about-us/news-room/press-releases-announcements/new-survey-reveals-effects-stay-at-home-order-may13.SWNS Digital, “Study finds that having pets around is helping most Americans get through the pandemic.” https://www.swnsdigital.com/2020/08/study-finds-that-having-pets-around-is-helping-most-americans-get-through-the-pandemic/14.CNN Health, “Want to live longer? Get a dog.” https://www.cnn.com/2017/11/17/health/dog-owners-heart-disease-and-death/index.html15.American Heart Association, “16 Science-Backed Reasons Adopting a Dog Could Be Good for Your Heart.” https://www.heart.org/en/healthy-living/healthy-bond-for-life-pets/a-dog-could-be-good-for-your-heart16.Human Animal Bond Research Institute, “The Health Care Cost Savings of Pet Ownership.” https://habri.org/assets/uploads/HABRI_Report_-_Healthcare_Cost_Savings_from_Pet_Ownership_.pdf17.Human Animal Bond Research Institute, “Can Pets Help You Live Longer?” https://habri.org/assets/uploads/HABRI_Longevity_infographic_FINAL-1.pdf18.LendEDU, “How Much Do Americans Spend on Their Pets?” https://lendedu.com/blog/cost-of-pets19.Nationwide Claims Data20.American Pet Products Association, “2018-2019 APPA National Pet Owners Survey.” https://www.americanpetproducts.org/pubs_survey.asp21.All About Vision, “Why people wear glasses may surprise you.” https://www.allaboutvision.com/eyeglasses/faq/why-people-wear-glasses/22.Forbes, “Student Loan Debt In 2017: A $1.3 Trillion Crisis.” https://www.forbes.com/sites/zackfriedman/2017/02/21/student-loan-debt-in-2017-13-trillion-crisis/?sh=84c42c577aa223.Javelin, “2020 Identity Fraud Study: Genesis of the Identity Fraud Crisis.” https://www.javelinstrategy.com/coverage-area/2020-identity-fraud-study-genesis-identity-fraud-crisis 24.Division for Heart Disease and Stroke Prevention, “Costs & Consequences.” https://millionhearts.hhs.gov/learn-prevent/cost-consequences.html25.Glassdoor, “50 HR and Recruiting Statistics for 2017.” https://resources.glassdoor.com/rs/899-LOT-464/images/50hr-recruiting-and-statistics-2017.pdf26.Health Advocate, “Striking a Healthy Balance: What Employees Really Want Out Of Workplace Benefits Communication.” https://www.healthadvocate.com/_mobile/downloads/communications-pdfs/b2b/whitepages_striking_a_balance.pdf27.Nationwide, “Annual Report 2019.” https://www.nationwide.com/cps/annual-report.htmlProducts underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2020); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2020).Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in allstates. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts,policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2021 Nationwide.