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AT A GLANCENATIONAL ENDOWMENT FOR DEMOCRACYBENEFITS2024At the National Endowment for Democracy (NED), your health and wellbeing are a top priority. When you are thriving mentally,physically, and financially, you are your best self, inand out of the office. That is why we offer acomprehensive suite of Total Rewards and benefits designed to support your total healthand wellbeing.This quick guide provides an overview of some ofthe benefits available to NED employees.

CORE BENEFITS02MEDIC A LDENT A LBlueChoice HMOBlueChoice 100/80 POS BluePreferred 100/80 POSSummary of ServicesIn-Network, Members PayIn-Network , Members PayOut-of-Network, Members PayIn-Network, Members PayOut-of-Network, Members Pay Annual DeductibleNone None $300 / $600 None$300 / $600Out-of-Pocket Maximum$1,300 / $2,600 $1,300 / $2,600 $2,000 / $4,000 $1,000 / $2,000$2,000 / $4,000PCP / Specialist / Mental Health Services $10 copay / $20 copay / No charge$10 copay /$20 copay / No charge 20%, after deductible$10 copay / $10 copay /No charge 20%, after deductibleInpatient / Outpatient Hospital CareNo charge No charge20%, after deductibleNo charge20%, after deductibleEmergency Services$50 copay per visit (waived if admitted)$50 copay per visit(waived if admitted)$50 copay per visit(waived if admitted)Prescription Drugs(Tier 1 / Tier 2 / Tier 3)$10 / $20 / $35 copay$10 / $20 / $35 copay $10 / $20 / $35 copayGUARDIAN DENTALSummary of ServicesIn-Network, Members Pay Out-of-Network, Members PayAnnual DeductibleNone $50 / $150Annual Benefits Maximum$2,000 per covered memberPreventive ServicesTwo cleanings/exams per 12 monthsNo chargeNo charge(up to allowed amount)Basic Services10% coinsurance 20% (up to allowed amount), after deductibleMajor Services40% coinsurance 50% (up to allowed amount), after deductibleOrthodontia Services50% to a lifetime maximum of $2,000 (Adults and Children)EligibilityBenefits EligibilityBenefits become effective on the 1st of the month following your date of hire, or immediately on your start date if your date of hire is on the 1st of the month, and you are an active full time employee working 30+ hours per week.Eligible DependentsLegally married spouse or domestic partner and any biological, adopted, or stepchildren, children of a domestic partner or any child for whom you are court appointed as legal guardian ELIGIBILTY

CORE BENEFITS03Disability Insurance Summary of ServicesShort-Term Disability Long-Term DisabilityBenefit75% of weekly salary60% of monthly earnings to $10,000 per monthBenefit Begins1stday of disability 91stday of disabilityDuration90 daysUntil no longer disabled, not to exceed SSNRALife / AD&D InsuranceEmployee Life / AD&D Benefit2x earnings to a maximum of $500,000LIFE/ AD&D & DISABILIT YFLEXIBLE SPENDING A CCOUNTSFSA PlansIRS Contribution Limits2024 Annual MaximumHealth Care FSA $3,200Dependent Care FSA $5,000Commuter / Parking FSA $315 each (monthly limit)CAREFIRST - DAVIS VISIONSummary of ServicesIn-Network, Members Pay Out-of-Network Members PayEye Exam Every 12 months $10 copay Up to $45Frames Every 24 months Davis Collection: No charge / Non-Collection: $130 allowance (20% off balance above $130)Up to $60Standard LensesSingle / Bifocal / Trifocal / LenticularEvery 12 months $20 copay Between $52- $181Elective Contact Lenses(in lieu of glasses)Initial supply: Davis Collection: No charge / Non-Collection: $130 allowance (15% off balance)Up to $112Medically Necessary Contact Lenses Initial supply: No charge with prior approval / Fitting and Follow-up: $20 copayUp to $285V ISIONADDITIONAL BENEFITSAdditional BenefitsSummary of ServicesIdentity Theft-Legal ResourcesEmployee Assistance Program (EAP)-Mutual of OmahaBenefitProgram includes identity/privacy protection, identity monitoring, credit protection, and restoration services.Provides specialized support and resources on topics including emotional well-being, healthy lifestyles, family and relationships, legal and financial issues and work/life transitions.Eligible enrolleesEmployees automatically enrolled Family coverage $9.50/monthEmployees and eligible dependents

CORE BENEFITS0 4403(b) RETIREMENT SAVINGS403(b) Retirement PlanEligibilityA 403(b) retirement plan is offered to all employees.BenefitNED contributes 10% of salary after one year of service, even if you do not contribute!FLEX- PLUS SCHEDULINGFlex-Plus PolicyBenefitNED offers Flex-Plus which is designed to assist employees in balancing day to day personal needs. Exempt and non-exempt employees are able to make up lost time within a pay period without using accrued vacation or sick leave. Up to 16 hours for exempt employees and up to 8 hours for non-exempt employees with manager approval.VACATION/SICK/HOLIDAYAnnual Vacation / Sick / Holiday Vacation Time1-3 years: 3 weeksAfter 3 years: 4 weeksSick Days12 days (includes 4 personal days)*Paid Holidays12 holidaysPersonal Days4 days*PAID PARENTAL LEAVEFamily LeaveBenefitNED offers up to 10 weeks of paid parental leave for time away to welcome and bond with a child through birth, adoption or legal guardianship. PROFESSIONAL DEVELOPMENTProfessional Development TrainingBenefitNED offers a wide range of professional development training on topics such as leadership and management concepts, and language courses.