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Natus Sensory BenefitsEffective January - December 2025
Making Benefit Selections3Helpful Terms & Resources8Contact Information9Medical: Aetna10Medical: Aetna - HDHP Plan11Medical: Aetna - PPO Plan12Medical: Aetna Health Savings Account (HSA) - Inspira13Medical: Aetna Peak Health14Medical: Aetna Resources16Medical: Kaiser18Medical: Kaiser - California19Medical: Kaiser - Washington20Medical: Kaiser Resources21Medical: Dean Health22Medical: Dean Health - Wisconsin23Medical: Dean Health Resources24Non-Medical Plan Options25Flexible Spending Accounts (FSA): Inspira26Employee Assistance Program (EAP): Aetna27Dental: Aetna29Vision: VSP30Life and AD&D Insurance: The Hartford31Disability Insurance: The Hartford32Voluntary Benefit Options33Military Families35Retirement Savings Plan: Fidelity36Paid Time Off (PTO)37Table of Contents
Covering Yourself and Your FamilyYou are eligible for benefits if you are an active, full-time employee regularly scheduled to work at least 30 hours per week. You may alsoenroll your:Legal spouse, unless you are legally separated or divorcedDomestic partner (as defined by Natus and/or applicable law)*Dependent children up to age 26, including:Natural or legally-adopted children, as well as children placed with you for adoptionStepchildrenChildren of domestic partnersChildren for whom you are responsible to provide health coverage based on a qualified medical child support order (“QMCSO”)Children for whom you are responsible under court order, including your grandchildren in your court-ordered custodyFoster children who have been placed with you by an authorized placement agency or by judgment, decree or other order of anycourt of competent jurisdictionAny physically or mentally disabled child, regardless of age.If you are an employee and have a spouse or parent also working with Natus, you cannot be covered as an employee and as a dependent on their coverage. You may only be covered as one or the other, with no dual coverage. Making Benefit SelectionsBenefit BasicsMaking Changes During the YearOnce you enroll, you may not change your benefit elections or cancel coverage until the next Open Enrollment period (in the Fall 2025 forthe January 1, 2026 effective date), except as a result of a “qualified status change” or other type of change that qualifies. Sample ofstatus changes include the following:MarriageFormation of a qualifying domestic partnershipDivorceBirth or adoptionDeath of a dependentChange in employment statusLoss or gain in a dependent’s eligibility for coverageSpouseMarriage CertificateDomestic PartnerDomestic Partnership AffidavitNatural ChildBirth CertificateAdopted ChildAdoption DecreeStepchildBirth CertificateDependent Child of RDPBirth CertificateFoster ChildCourt Documents and Last Tax ReturnDisabled Dependent Child over Age 26Birth Certificate, Proof of Condition and Last Tax ReturnIf you add this dependentUpload supporting documentation to PlanSourceYou must request changes to your coverage through PlanSource and provide proof of the event to Natus within 31 days from thedate of the event.
Making BenefitSelections
123MedicalDental & VisionBasic Life, AD&DVoluntary LifeCore STDBuy-up STDLTDEAPID ProtectionLegal PlanDate of HireChanges must be submitted in PlanSource.Birth/adoption: Date of the qualified event.First day of the month following the date ofsubmission for the qualified event.HSAHealth CareDependent Care FSAFirst day of the month following the dateof hireAccident, Critical Illness and HospitalIndemnity PlansLong-Term CareFirst day of the month following the datethe enrollment for the coverage wascompleted by youMaking Benefit SelectionsYour benefit plans are in effect January 1 – December 31 each year. In general, there are three times you can make benefit selections:Enrolling in CoverageQualifying life events allow you to change your coverage during the year outside of Open Enrollment. These include:marriage or divorce, birth or adoption, death of a covered dependent, and a change in eligibility through Medicare, Medicaid, or a spouse or parent's coverage.If You Have A Qualifying Life Event (QLE)Open Enrollment is your one chance each year to review your coverage options and make changes to your benefits. Your choices are ineffect from January – December of the following year unless you have a qualifying life event.Your benefits generally begin on date of hire; this is your effective date. Be sure to submit your selections within your first 31 days ofemployment. Your benefit selections will be in effect through December 31. When You're First EligibleAt Open EnrollmentPlansNew Hire QLEYou must request changes to your coverage through PlanSource and provide proof of the event to Natus within 31 days from thedate of the event.
Enroll nowHow to EnrollGo to: https:// benefits.plansource.com/ Log in using your username and password: Your username will consist of: • First initial of your First Name • First six characters of your Last Name • Last four (4) digits of your SSN Example: John Employee, whose SSN is 000-00-1234, would have a login of JEMPLOY1234. Your Password is your birthdate in the format YYYYMMDD. Example: a birthdate of February 7, 1975 would look like this: 19750207. Firsttime users will be prompted to select a new password. (Note: Every year during Open Enrollment your password will reset back to yourbirthdate in the YYYYMMDD format.) If you forget your password, click “Forgot your password.”Making Benefit SelectionsDuring your new hire enrollment, open enrollment, or life event enrollment, employees are required to sign a dependentverification agreement in PlanSource. Natus reserves the right to conduct audits in the future and ask for supportingdocumentation. Additionally, our health plan providers may ask you to show proof of dependent eligibility at enrollment and other times.For example, you may be asked to provide a marriage license, domestic partnership affidavit, birth certificate, or adoption papers. Enrolling ineligible dependents or continuing them under your benefit coverage is fraud and grounds for disciplinary action, up to andincluding termination of employment. In addition, you will be financially liable for any applicable charges.Proof of EligibilityEnrolling in Coverage - Continued
Making Benefit SelectionsMedical, Dental and Vision Coverage: These benefits terminate on the last day of the month in which you are no longereligible.Life and AD&D Insurance, Short- and Long-Term Disability Coverage: These benefits end on your termination date.Accident: This coverage ends on the last day of the month following the date You are no longer in a class eligible forcoverage.Critical Illness: This coverage ends on the last day of the month following the date You are no longer in a class eligible forcoverage.Hospital Indemnity Coverage through Hartford: This insurance will end when you or your dependents no longer satisfy theapplicable eligibility conditions, premium is unpaid, you are no longer actively working, you leave your employer, or thecoverage is no longer offered. Note: This coverage is portable so you can take this coverage with you. Your spouse/partnermay also continue insurance in certain circumstances. Consult with Hartford or the Human Resources Department for details.When Coverage Ends
Balance billingWhen you use an out-of-network medicalor dental provider, they may bill you thedifference between what they charge andthe amount your insurance pays.Medical: balance billing is in addition to –and does not count towards – your out-of-pocket maximum.CoinsuranceAfter you’ve met your deductible, you’resometimes responsible for a percentage ofthe cost of the medical care, dental care,or prescription medication you received.This percentage is coinsurance.CopayA flat fee you pay each time you receive acopay-eligible medical, dental, or visionservice or prescription medication. DeductibleThe amount you’re responsible for payingin care expenses before the medical ordental plan starts paying deductible-eligible expenses.In-networkIn-network care is always your lowest-costoption. Networks are groups of medical,dental, and vision providers, pharmacies,and facilities that agree to discount thecost of their care or service.Out-of-pocket maximumThe most you’ll pay for covered in-network medical care in a year. Thisincludes your deductible, any coinsuranceor copays, and prescription drugs. The out-of-pocket maximum does notinclude your premium (the amount youpay for coverage), non-covered expenses,or out-of-network care that’s beenbalance billed.Pre/Prior-authorizationSome specialty medical providers, servicesand prescriptions require priorauthorization from your insurancecompany. These may include - but are notlimited to - surgery, imaging (CT, MRI) andcertain prescription medications.Primary care physicianA primary care physician (PCP) is yourmain medical doctor – usually a generalpractitioner (GP), family doctor, internist,OB/GYN, or pediatrician (for children).Have questions? Your advocate is here to help you with allthings benefits. See their contactinformation on the next page.How to handle medical bills (2:04)We’re required to tell you about certain rightsand responsibilities you have as an employee ofNatus Medical, Inc. You can request a paper copy at no charge from:Meg Shields Human Resources1-321-235-8258margaret.shields@natus.comDownload nowHelpful Terms & ResourcesAnnual NoticesWe've removed as much jargon as possible.But you’ll probably still encounter some terms as you enroll in and use your benefits, and we wantyou to be prepared!Learn more
Medical InsuranceAetnaGroup: 2514041-877-204-9186www.aetna.comMedical InsuranceKaiser CaliforniaGroup: Northern CA - 606090Group: Southern CA - 2342171-800-464-4000www.kp.orgMedical InsuranceKaiser WashingtonGroup: 19084001-888-901-4636www.kp.org/waMedical InsuranceDean Health PlanGroup: 176XQSA1-800-279-1301www.deancare.comHealth Savings Account (HSA)Flexible Spending Accounts (FSAs)Inspira Financial1-888-678-8242www.inspirafinancial.comPeak Health ProgramPeak Health1-252-237-5090www.peak-health.net/wellness Employee Assistance Program (EAP)AetnaGroup: EA600920Username: NatusPassword: EAP1-800-342-8111www.resourcesforliving.comDental InsuranceAetna DentalGroup: 8472441-877-238-6200www.aetna.comVision InsuranceVision Service Plan (VSP)Group: 122627301-800-877-7195www.vsp.comLife and AD&D insuranceDisability InsuranceAccidentCritical IllnessHospital IndemnityThe HartfordGeneral: 800-523-2233Group: 805946www.thehartford.com/Life Claims: 1-888-563-1124Disability Claims: 1-888-277-4767Accident, Critical Illness & Hospital IndemnityClaims: 1-866-547-4205Identity TheftIdentityForce ID Theft Protection1-877-694-3367www.identityforce.com/Legal ServicesARAG Legal InsuranceARAG Legal access code: 18659nm1-800-247-4184www.araglegal.com/plansVoluntary Long-Term CareChubb Long-Term Care1-877-286-2852natus.myltcguide.com/401(k) Retirement SavingsFidelity 401(k) Plan1-800-835-5097www.401k.comFamily SupportTRICAREhttps://tricare.mil/publicationsContact Information1-650-410-5374Mercedes.Urbina@onedigital.com Monday - Friday, 8am-5pm PSTBilingual (Spanish) assistance is availableYour advocate, Mercedes Urbina, is here to help you with claims, ID cards, coveragequestions, and more!Book Time With MeAt Natus, we offer you a choice of plans to best meet your needs. From health care and company-paid income protectionbenefits, to financial protection and tax savings opportunities, take the time to learn, apply, and use your benefits.Access our benefits website at www.natus-sensory-benefits.com/
Aetna
HDHP + HSA PLANIn-NetworkOut-of-NetworkNetwork name: Aetna Standard Plans - Open Choice PPOAnnual Deductible (DED)[Plan year]$3,300 Individual$3,300 Individual in Family$6,600 Family$3,425 Individual$3,425 Individual in Family$6,850 FamilyOut of pocket maximum$4,000 Individual$4,000 Individual in Family $8,000 Family$6,000 Individual$6,000 Individual in Family $12,000 FamilyPre-tax account availabilityHealth Savings Account (HSA)Health Savings Account (HSA)Preventive carePrimary care visitSpecialist visitCVS Health Virtual100% covered10%*10%*100% covered*30%*30%*30%*Not applicableUrgent careEmergency roomInpatient hospital careOutpatient surgery10%*10%*10%*10%*30%*10%*30%*30%*Prescription drugsPrescription deductibleGenericPreferred brand Non-preferred brandSpecialty(30 days | 90 days)Combined with medical10%* up to: $10 | $2030%* up to: $75 | $15050%* up to: $100 | $20020%* (with $20 minimum and $200 maximum)(30 days | 90 days)Combined with medical50%* after 10%* up to $10 | $2050%* after 30%* up to $75 | $150 50%* after 50%* up to $100 | $200 50%* after 20%* min $200 up to $200 maxYour cost for coverageBi-weekly Employee onlyEmployee + spouseEmployee + child(ren)Employee + familyEngaging in the PeakHealth wellness program$92.26$274.11$184.56$376.37Company Pays$336.36$731.83$474.83$1,066.94Not engaging in the PeakHealth wellness program$126.87$308.73$219.18$410.99Company Pays$301.75$697.22$440.22$1,032.33SBC - HDHPMedical InsuranceHDHPCarrier ResourcesLocate an in-network providerAn HDHP plan provides both In and Out-of-Network benefits. However,employees will pay the least amount when utilizing an Aetna Network Provider asemployee’s will benefit from Aetna’s negotiated fees. If employees go out-of-network, there will be higher Out-of-Pocket expenses and you will have to pay thedifference between Aetna’s allowable amount and the provider’s total billed fees.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.You'll get in-network preventive care at 100%, prescription drug coverage, and an annuallimit on your expenses. Your medical coverage is through Aetna.*after deductibleThe Aetna HDHP plan will automatically enroll employees in theInspira HSA plant to receive the Natus Sensory HSA contribution.Benefit Summary
In Network ONLYPPONetwork name: Aetna Standard Plans - Open Choice PPOOut-of-NetworkAnnual Deductible (DED)[Plan year]$2,000 Individual$4,000 Family$5,000 Individual$10,000 FamilyOut of pocket maximum$4,000 Individual$8,000 Family$10,000 Individual$20,000 FamilyPre-tax account availabilityFlexible Spending Accounts (FSAs)Flexible Spending Accounts (FSAs)Preventive carePrimary care visitSpecialist visitVirtual visit CVS Health Virtual100% covered$30 copay$50 copay$30 copay100% covered50%*50%*50%*50%*Not applicableUrgent careEmergency roomInpatient hospital careOutpatient surgery$50 copay$125 copay$500 copay + 20% coinsurance after deductible20% after deductible50%*$125 copay50%*50%*Prescription drugsPrescription deductibleGenericPreferred brand Non-preferred brandSpecialty(30 days | 90 days)Does not apply$10 copay | $20 copay$40 copay | $80 copay$60 copay | $120 copay20% (with $20 minimum and $200 maximum)(30 days | 90 days)After Out-of network deductible20%*20%*20%*20%*Your cost for coverageBi-weekly Employee onlyEmployee + spouseEmployee + child(ren)Employee + familyEngaging in the PeakHealth wellness program$171.60$518.44$316.98$730.44Company Pays$370.98$766.45$520.98$1,113.10Not engaging in the PeakHealth wellness program$206.22$553.05$351.60$765.06Company Pays$336.36$731.83$486.37$1,078.48SBCMedical InsurancePPOCarrier ResourcesThe Aetna PPO plan provides both In and Out-of-Networkbenefits. However, employees will pay the least amount whenutilizing an Aetna Network Provider as employee’s will benefitfrom Aetna’s negotiated fees. If employees go out-of-network,there will be higher Out-of-Pocket expenses and you will have topay the difference between Aetna’s allowable amount and theprovider’s total billed fees. Locate an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.You'll get in-network preventive care at 100%, prescription drug coverage, and an annuallimit on your expenses. Your medical coverage is through Aetna.Benefit Summary
From NatusFromEmployee2025 IRSmaximumcontributionEmployee Only$900up to $3,400$4,300Employee + Spouse$900up to $7,650$8,550Employee + Child(ren)$1,200up to $7,350$8,550Employee + Family$1,200up to $7,350$8,550Learn moreSee plan detailsLearn how HSAs can help you savefor today and tomorrow.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Health SavingsAccount (HSA)55 or older? You can contribute an extra $1,000 per year incatch-up contributions.Natus Medical, Inc. contributes to your Health Savings Account(HSA) when you elect the HDHP medical plan and meet IRSeligibility requirements. You may also contribute tax-free funds to save for current andfuture health expenses:Contributions HSA funds Using your moneySpend your HSA balance on health care expenses (medical,prescription, dental, and vision) for you and your taxdependents, ORLet your balance grow for retirement.The money in your HSA is always yours and available for qualifiedhealth care expenses - even if you change jobs or health plans.Before retirement, any funds used for non-healthcare expenses aresubject to tax penalties. Keep your receipts!Growing your money + tax savingsHSA dollars go in tax-free, grow tax-free, and come out tax-freewhen you use them for qualified health expenses. You may also beable to invest part of your balance once it meets a certain level.In retirementAt age 65, you can withdraw the funds in your HSA for any use(not just health care!) without tax penalties; regular income taxwill still apply. EligibilityTo make or receive contributions to a Health Savings Account(HSA), you must meet the following eligibility criteria:Be enrolled in a qualified High Deductible Health Plan (HDHP).Not have any other non-HDHP health coverage, including a fullhealth care FSA through your spouse.Not be claimed as a tax dependent by someone else.Not be enrolled in Medicare (Part A or B), Tricare, or VAbenefits.An HSA through Inspira Financial is paired with a High DeductibleHealth Plan (HDHP).Save pre-tax money for health care expenses – or retirement!Using Your MoneyGrowing Your MoneyIn RetirementThe Employer total HSA contribution will be divided into two parts,with one contribution made in January and the other in July (pro-rated amounts apply for those hired during the period). The fundsin your HSA roll over annually and remain yours even if you leaveNatus, providing an additional way to save for retirement.
Peak Health Program - Aetna MembersThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Peak Health, for employees enrolled in the Aetna medical plan, is designed to reward you for yourefforts in developing and maintaining a healthy lifestyle. The program provides health and fitnesseducation, including information on disease prevention and behaviors that may be negativelyaffecting your overall well-being. In this program, you will have the opportunity to complete anonline Health Assessment, obtain regular labs (blood-work), participate in preventive care, and beregularly evaluated by a board certified RN (registered nurse). Your assigned RN will review yourmedical information with you, help you to establish realistic and attainable health goals, andassign a “health phase” to you.Employees who sign up for the Aetna medical plan and actively participate in Peak Health will receive a monthly wellness credit of $75. Thiscredit will help reduce your share of the 2025 medical premiums and will be applied directly to your paycheck as long as you remain engaged inthe program. By participating, you’ll gain valuable insights into your health, learn about disease prevention, and understand lifestyle behaviorsthat may be impacting your well-being.There are several additional benefits to participating in the Peak Health Program:Personalized Health Coaching: Access to one-on-one sessions with health coaches who can help you set and achieve your wellness goals.1.Fitness Challenges: Opportunities to join fitness challenges that can motivate you to stay active and healthy.2.Nutritional Guidance: Resources and advice on healthy eating habits tailored to your individual needs.3.Stress Management: Techniques and support for managing stress effectively.4.Community Support: Being part of a community of like-minded individuals who are also focused on improving their health.5.These benefits not only enhance your physical health but also contribute to your overall well-being. Does any of this sound particularly interestingto you? If so, join the program now and reduce your cost while improving your health too!The program provides:A mobile friendly online portal for health-related activities. FREE comprehensive lab-work at a participating LabCorp. Regular access to a board-certified Registered Nurse who advocates for your health and supports your goals for improvement. Up to $900 per year in medical premium savings! The program includes four steps and allows newly eligible participants 90 days to complete all four steps to earn your $75 wellnesscredit. Wellness Program CreditStep 1: Enroll in Peak Health PlatformAll four steps must be completed within 90 days of enrollmentStep 2: Complete the online annual Health AssessmentStep 3: Obtain free Lab-Work from LabcorpStep 4: Attend your telephonic Nurse Visit(s) as advisedActivity RequiredDeadline to Complete StepsParticipation in Peak Health is strictly voluntary. If you do not wish to participate or fail to meet ongoing participation requirements, you willdefault to the full employee cost-share premiums. The deadline for the incentive credit is the 15th of each month.
Peak Health Program - Aetna MemberscontinuedPeak Health Program ManualThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Go to www.peak-health.net/wellness 1.Click Register under New Users, then read and accept the Program Acknowledgment Form2.Enter your Peak Health Username: NM + PlanSource ID (the first letter of your first name, the first six (6) lettersof your last name, and then 4 digits of your Social Security number) e.g NMsanders67893.Enter your date of birth (for verification purposes)4.Enter your work email address5.Click Register: If username and date of birth match what is on file, you will be accepted and asked to enter anew password. 6.Click Sign In7.Get StartedFor more information, please contact Peak Health at phone (252) 237-5090 or by email appointment@peak-health.net.Contact Peak HealthSteps 1 and 2 are completed online using the Peak Health Portal: www.peak-health.net/wellness. Simply follow the Get Started steps on the next page toregister and complete your Health Assessment (HA). Step 3: You may complete your lab-work requirement at no cost when using a LabCorp facility. Download and print the Lab Order Form received via email from Peak Health, or print it from your Peak Health portal, and take it to LabCorp at least one week prior to your Nurse Appointment. Your lab results will be available on the Peak Health portal. To find a location near you and schedulean appointment, visit www.labcorp.com.Step 4: Once you complete your annual online Health Assessment and labs, Peak Health will schedule your appointment with a nurse evaluator. Within a few weeks, you will be notified by mail or e-mail of the date and time of your scheduled Nurse Visit. Do not hesitate to contact Peak Health at (252) 237-5090 or appointment@peak-health.net to verify the date and time of your upcoming appointment. Employees must continue to attend recurring nurse visits, at the frequency determined by your nurse, and the health phase you have been assigned (frequencies can be 4, 8, or 12 months apart).Peak Health Flyer
It’s your care, your way, From therapy appointments to quick care, we’ve got you covered. You’ll haveaccess to 24/7 on-demand care and mental health services by appointment. CVS Health Virtual Care™ is inaddition to your traditional network of providers. Access is included in your medical plan, made availablethrough Aetna®, a CVS Health® company. Another way healthier happens together®. Aetna ResourcesAetna members have access to many resources including VirtualCare, Specialty Pharmacy, Enhanced Maternity, Health YourWay, and a 24-Hour Nurse Line.The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.CVS Health Virtual CareLearn MoreGoing through a maternity journey is different for everyone. That’s why this program supports all women throughout their entire experience,whether they have risk factors or not. Special program features include: A fertility advocate to be your care manager and provide support if you’re facing infertility Predictive data to help us identify pregnancies early on so we can provide timely, more responsive outreach to you Preeclampsia prevention by providing education and resources, if needed Guided genetic counseling and screening services, backed by medical expertise Education and resources to help close racial gaps in health care and support women of colorAetna Enhanced Maternity ProgramLearn MoreHere's what's included: On-demand care: Access 24/7 care with licensed providers for common illnesses (cough, colds, flu), infections (ear, sinus, skin, urinary) andone-time medication refill. Mental health services: Take charge of your mental well-being. Appointments available 7 days a week including evenings. Counseling with atherapist for anxiety, stress, grief and psychiatry services for prescriptions and medication management. Additional benefits: Access your health information, lab results and personalized tips from anywhere with your health dashboard. Go to CVS.com/virtual-care to learn more about the virtual care services or register to set up your account for future care needs.
Aetna Resources - continuedAetna - Additional ResourcesThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Specialty medications with personalized support. You’ll always have the specialty medicine and supplies you need withparticipating specialty providers. We offer personalized support every step of the way. And make it easy for you to manageyour medicine. We handle them with special care and provide convenient delivery. So you can spend time on what mattersmost to you. Specialty PharmacyLearn MoreMail Service PharmacyAetna Health Your Way™ Helps you achieve your best health in a whole new way. You get personalized resourcesand challenges to help you earn rewards. This way, you can stay on track and reach your goals. Getting started Take your well-being assessment to start your tailored journey Review your personalized health report and recommended Health Actions Connect your activity tracker or smart device to monitor your progress and/or get involved in individual andpeer challenges Earning rewardsEarn up to $100 per year by completing well-being activities Review your progress and redeem gift cards in the Reward CenterHealth Your WayLearn More24-Hour Nurse LineA simple call can make all the difference Have questions about upcoming medical visitsand choices? You can talk to a registered nurse for information about tests, procedures,and treatment options 24 hours a day, 7 days a week. And the call is free. To find thephone number, just visit Aetna.com and log in to your member website. Access Now
Kaiser -California &Washington Only
In-network care ONLYHMO CaliforniaNetwork name:Kaiser CaliforniaAnnual Deductible (DED)[Plan year]$0 Individual$0 Individual in Family$0 FamilyOut of pocket maximum$3,500 Individual$3,500 Individual in Family $7,000 FamilyPre-tax account availabilityFlexible Spending Accounts (FSAs)Preventive carePrimary care visitSpecialist visitVirtual visit100% covered$30 copay$50 copay100% coveredUrgent careEmergency roomInpatient hospital careOutpatient surgery$30 copay$250 copay$500 copay/day$250 copay/procedurePrescription drugsPrescription deductibleGenericPreferred brand Non-preferred brandSpecialty (30 days)(30 days | 100 days)Does not apply$15 copay | $30 copay$35 copay | $70 copay$35 copay | $70 copay30% up to $250Your cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyBi-weekly$72.34$189.56$148.29$291.26Company Pays$353.17$640.17$724.00$1,027.81SoCal SBCCarrier ResourcesSoCal SummaryNorCal SBCNorCal SummaryLocate an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Your medical coverage is through Kaiser California.You'll get in-network preventive care at 100%, prescription drug coverage, and an annuallimit on your expenses.Medical Insurance
In-network care ONLYHMO WashingtonNetwork name:Kaiser WashingtonAnnual Deductible (DED)[Plan year]$0 Individual$0 Individual in Family$0 FamilyOut of pocket maximum$3,500 Individual$3,500 Individual in Family $7,000 FamilyPre-tax account availabilityFlexible Spending Accounts (FSAs)Preventive carePrimary care visitSpecialist visitVirtual visit100% covered$25 copay$50 copay100% coveredUrgent careEmergency roomInpatient hospital careOutpatient surgery$25 copay$150 copay$500 copay/day up to $2,500/admission$250 copayPrescription drugsPrescription deductiblePreferred genericPreferred brand Non-preferred Specialty (30 days)(30 days | 90 days)Does not apply$10 copay | $20 copay$35 copay | $70 copay$70 copay | $140 copayCopays above applyYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyBi-weekly$71.21$163.29$131.45$262.30Company Pays$324.41$608.17$679.58$964.13SBCMedical InsuranceCarrier ResourcesLocate an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Your medical coverage is through Kaiser Washington.You'll get in-network preventive care at 100%, prescription drug coverage, and an annuallimit on your expenses.Benefit Summary
Make an appointment for therapy or counseling. Call your local medical center toschedule an appointment at the mental health, behavioral health, or psychiatrydepartment.Get care advice 24/7. Find your local 24/7 phone number athealthy.kaiserpermanente.org/get-care.For emergency care. If you think you have a medical or psychiatric emergency, call911 or go to the nearest hospital.Kaiser ResourcesThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Online ResourcesKaiser Permanente App: Find doctors andlocations, view upcoming appointments,message your doctor’s office with non-urgent questions. Visit kp.org/mobile.MyStrength App: A program based oncognitive behavioral therapy offeringguided resources and tools for a range ofmental health needs and challenges.Calm App: A meditation and mindfulnessapp that can help users develop self-careskills.Choose How You Get CareHealthy Lifestyle Programs: Online wellness programs are available to help you eathealthier, lose weight, quit smoking, reduce stress, and manage ongoing conditions suchas diabetes or depression.Health Classes: Choose from health classes and support groups offered at Kaiserfacilities. Visit kp.org/classes to see what’s available in your area.Wellness Coaching: Work with a personal wellness coach by phone at no cost to exploreoptions for meeting your health goals. Start here: kp.org/wellnesscoach.Wellness ResourcesDiscountsMental Health: Mental health services include assessment, treatment, and support for avariety of mental, emotional, and substance use conditions. At Kaiser Permanente, adults,families, teens, and children can get clinical and support services for a wide range ofissues. Visit kp.org/mentalhealth to access local resources.Mind/Body: Practicing self-care is good for the mind, body, and spirit. Get tips formeditation, dealing with everyday stressors and finding simple ways to take care ofyourself. Visit kp.org/mindbody.Mental Health & Wellness: Check out additional Kaiser wellness resources at KaiserHealth and Wellness Resources.Behavioral Health: Kaiser offers a number of support programs to help you and yourloved ones if you need assistance with managing a variety of behavioral health needs. Behavioral & Mental Health ResourcesGet reduced rates on a variety of health-related products and services through TheChooseHealthy Program, for example,acupuncture, chiropractic care, messagetherapy, access to fitness centers. Log intokp.org or call 877-335-2746.Get discounts to ClassPass.Kaiser Digital HealthChooseHealthyClassPassWellness CoachingMental Health
Dean Health -Wisconsin
In-network care ONLYDean Health Plan WisconsinNetwork name:Dean Health HMOAnnual Deductible (DED)[Plan year]$1,500 Individual$3,000 FamilyOut of pocket maximum$1,500 Individual$3,000 FamilyPreventive carePrimary care visitSpecialist visitVirtual visit100% covered$30 copay $50 copay 100% coveredUrgent careEmergency roomInpatient hospital careOutpatient surgery$30 copay$125 copay$500 copay/admission$500 copay/admissionPrescription drugsPrescription deductibleTier 1Tier 2 Tier 3Tier 4 (30 days)(30 days | 90 days)Does not apply$10 copay | $20 copay$30 copay | $60 copay$50 copay | $150 copay30%Your cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyBi-weekly$44.82$117.99$91.87$188.92Company Pays$235.27$428.19$482.31$679.36SBCCarrier ResourcesBenefit summaryLocate an in-network providerMedical InsuranceThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.You'll get in-network preventive care at 100%, prescription drug coverage, and an annuallimit on your expenses.Your medical coverage is through Dean Health Plan.
Dean Health ResourcesThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Online ResourcesDean Health Member Website: Site includes secure, personalized features for registered members, including access to claims andbenefit status. Visit www.deancare.com to log on and get started.WebMD wellness member portal: Helpful tools like self-assessments for anxiety & depression, and mental health podcasts by BeyondWell Solutions. Login and click “Living Healthy.”Call or email to make appointments, get advice or meet face-to-face online. For more information, call800-279-1301 or visit www.deancare.com.Get Virtual CareDean Health’s team of nurses, social workers and program outreach specialists help you locate and navigate community and providerresources and set personal goals. For members with mental health and substance use disorders, Dean Health’s case management provides anindividualized approach to help you manage your health.Learn more about Behavior Health Case Management at: www.deancare.com/wellness/care-management/ behavioral-health-and-substance-useSearch for a behavioral health provider at: www.deancare.com/find-a-doctor Find additional mental health resources at: www.ssmhealth.com/mental-healthBehavioral & Mental Health ResourcesAs a Dean Health member, you have a number of additionalprograms to support your overall health. Check out thefollowing programs and discounts available to you throughDean Health.REAL goals: Realistic, Easy, Attainable, Life Goals that people can set and work on. Visit www.deancare.com/ wellness/real-goals.Health Transformation Consultant: Dean Health’s team can provide staff or manager training on a Stigma Free Workplace throughNAMI or offer employees a Personal Wellness Plan appointment.Wellness Care Package: Look for a wellness package each month highlighting the many resources available to all employees.Wellness Events: Includes Learning Loft, Book Club, Move with a Doc.Discounted Fees at Local Fitness Facilities.Living Healthy Wellness Program: https://www.deancare.com/livinghealthyHealth Assessment: Brief questionnaire to help you take the first steps to a healthy lifestyle.Living Healthy Rewards: Earn wellness rewards (up to $150 per calendar year) for completing a health assessment and participating inwell-being activities (annual flu vaccine, preventive office visit, dental visit, etc.).Wellness ResourcesExpress Virtual CareLiving Healthy
Non-MedicalPlan Options
2025 maximum contribution$3,300Annual rollover amount$6602025 maximum contribution$3,300Annual rollover amount$6602025 maximum contribution$5,000Annual rollover amountAll unused funds willbe forfeited.Married filing separately: contribute up to $2,500 per person.Eligible expensesThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Flexible SpendingAccounts (FSAs)Pay for eligible child or disabled adult care while you work orattend school.Dependent Care FSAOnly the amount you’ve actually contributed is available foruse at any one time.Estimate carefully! Unused funds will be forfeited at the end ofthe year per IRS regulations.You have until March 31 of the following year to submit FSA claims. If you’re enrolled in a High Deductible Health Plan (HDHP) and eligible for HealthSavings Account (HSA) contributions, you’re not eligible for a health care FSA. Instead, you can contribute to a limited purpose FSA.Pay for eligible medical, prescription, dental, and vision expenses.Health CareHealth Care FSAPay for eligible dental and vision expenses when you're alsocontributing to an HSA.Limited Purpose FSAUse your Flexible Spending Account (FSA) through Inspira Financial to payfor qualifying expenses with tax-free money. Health and dependent carecosts can quickly accumulate, but using tax-free funds can ease the burden.Depending on your needs, you can enroll in one or more FSAs.Maximize Your Savings with Flexible Spending AccountsYou have until March 31 of the following year to submit Dependent Care FSA claims .
The Employee Assistance Plan (EAP) through Aetna Resources for Living (RFL) providesconfidential counseling and referral services for up to 10 visits per issue per year (withunlimited issues). The EAP is available at no cost to you and all members of your household.That includes dependent children up to age 26, whether or not they live at home.You can go to www.resourcesforliving.com to locate a provider or you can contact AetnaBehavioral Health at 800-342-8111. See plan detailsEmployee AssistanceProgram (EAP)The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Everyone needs support sometimes (even superheroes)Care for your mind – and your life – with support through Aetna.Confidential care designed for all that life brings.RESOURCES FOR LIVING (RFL) CLINICIANS ARE TRAINED TO PROVIDE SUPPORT FOR ANUMBER OF STRESS-CAUSING ISSUES, INCLUDING:Work/life balance challenges Parenting issues Child and elder care referrals Disaster support (i.e., COVID-19, wildfires, hurricanes) Dealing with depressionDrug and substance abuse Legal counseling + referrals Financial counseling +referrals ID theft concerns Self-improvementWhat Happens if I Exceed 10 Sessions Per Issue in a Year?If counseling needs exceed 10 sessions per issue per year (with unlimited issues), or ifyou require more managed care, your RFL clinician will coordinate care with your medicalplan or will refer you to a local resource.See the additional mental health resources provided through your provider.Aetna members Kaiser membersDean Health members24/7/365 access to care, call 1-800-342-8111 to get started.Need More Information?Log on towww.resourcesforliving.com/login Username: Natus | Password: EAPDownload the Resources for Living appfor tips, support articles and questionson where to start. Simply search for“Resources For Living” in your device’sapp store to installCall 1-800-342-8111 to talk to a RFLclinician todaywww.resourcesforliving.com1-800-342-8111Username: NatusPassword: EAP
Employee AssistanceProgram (EAP)continuedThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Convenient Access for SupportResources for Living clinicians make it easy to connect, based on your schedule. You have theoption to talk over the phone, in- person, video or even via chat therapy. That way, you canchoose the way that works best for you.PHONE: Call (800) 342-8111 or use the Resource for LivingGoogle or Apple app to make appointments, get advice ormeet face-to-face online.FACE-TO-FACE: Connect with a counselor in-person forpersonalized guidance. Services are always free andconfidential.TELEVIDEO: Exactly like in-person visits, televideo allows youto connect with a counselor at your convenience. It’s the nextbest thing to being in the same room - without the commute!ChatTherapyThroughTalkspace: Send unlimited text, videoand audio messages to your dedicated therapist via webbrowser or the Talkspace app. No commutes, appointmentsor scheduling hassles. One week of chat equals one therapysession.24/7/365 access to care, call 1-800-342-8111 to get started.Need More Information?Log on towww.resourcesforliving.com/login Username: Natus | Password: EAPDownload the Resources for Living appfor tips, support articles and questionson where to start. Simply search for“Resources For Living” in your device’sapp store to installCall 1-800-342-8111 to talk to a RFLclinician todaywww.resourcesforliving.com1-800-342-8111Username: NatusPassword: EAP
The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.In-network careAetna DMOAetna PPONetwork name:DMO: DMO/DNO/Managed Dental > DMO/DNO PPO: Dental PPO/PDNwithPPOIINetwork>Dental PPO/PDNwith PPO IIAnnual Deductible (DED)$0 per person $0 family max$50 per person $150 family maxAnnual maximumbenefitUnlimited$1,500 per person Preventive care100% covered100% coveredBasic care100% coveredDED then you pay 20%Major careYou pay 50%DED then you pay 50%Implant coverage:Not availableAvailableOrthodontic careCoverageLifetime maximum benefit50% covered (adult and child)See plan schedule50% covered (adult and child)$1,500 lifetime max benefitYour cost for coverageEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyBi-weekly$5.22$11.58$13.25$18.19Company Pays$6.03$17.53$20.09$28.49Bi-weekly$9.27$21.37$24.21$33.73Company Pays$8.71$25.15$29.10$40.88See plan detailsSee plan detailsStay in-network to avoid balance billing (the difference between whatan out-of-network provider charges and the amount your insurance pays). Select from two dental options through Aetna Dental.Dental InsuranceBoth plans cover in-network preventive care at 100%. The differences are: what you pay for the plan, what you pay when you get care, the maximum amount Aetna Dental will pay each year for dental care (annualmaximum benefit), andhow out-of-network care is covered, andwhether orthodontic care is covered.Note that dental benefits are bundled with vision and may not be elected separately.Learn about dental care categoriesLocate an in-network providerSBC
Your vision plan covers either glasses (lenses and frames) or contact lenses each year. If you receive contact lenses, they will be instead of your glasses benefit.VSPNetwork name:VSPIn-networkOut-of-network(reimbursement)Annual eye exam (every 12 months)$20 copayCovered up to $50Materials copay(lenses & frames)$20 copayN/ALenses (every 12 months)Included in materials copaySingle: Covered up to $50Bifocal: Covered up to $75Trifocal: Covered up to $100Lenticular: Covered up to $125Frames(every 24 months)$150 allowance, 20% off discountCovered up to $70Contact lenses(every 12 months)Elective: $150 allowanceElective Covered up to $105Your costEmployee onlyEmployee + spouseEmployee + child(ren)Employee + familyBi-weekly (included in dental) Company Pays$0.00 $3.02$0.00 $5.20$0.00 $5.29$0.00 $8.50See plan detailsVision InsuranceThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.You'll get an annual exam with coverage for lenses and frames, or contacts in lieu ofglasses.Note that dental benefits are bundled with vision and may not be elected separately.Your vision coverage is through Vision Service Plan (VSP).Additional Benefits with VSP:Affiliate Providers: VSP has contracts with affiliate providers such as Costco. Check with Costco for member pricing on frame and lens options. Discounted Frames: VSP offers a $20 discount on featured frame brands like Calvin Klein, Diane von Furstenberg, Valentino, Sean John, andmany more. To find a doctor who carries the discounted brands, visit www.vsp.com. Discounted Hearing Aids: Through the TruHearing Program, you and your dependents may receive a pair of hearing aids discounted up to 60%.Membership in the TruHearing Program gives you access to a national network of licensed hearing aid professionals and savings of up to$1,400 per hearing aid purchase, and deep discounts on batteries. Learn more about this program at www.vsp.com/offers/.
Basic lifeBasic AD&DNatus Medical, Inc. provides2x your annual earningsto $500,0002x your annual earningsto $500,000See plan detailsFor youFor your spouseFor yourchild(ren) - Age 26Coverageincrements$10,000$5,000$10,000Coveragemaximum$500,000$250,000, not to exceed100% of employee’scoverage amount$10,000Medical questionlimit$350,000$50,000Does not applyPremium worksheetLearn MoreLife and AD&DInsuranceYou may also purchase additional coverage for you, your spouse, and your eligiblechild(ren). Voluntary Life InsuranceLife insurance pays a benefit if you pass away while you're covered. Accidental Death andDismemberment (AD&D) insurance offers additional support if you pass away or areseriously injured due to an accident.Financial peace of mind through The Hartford.What's AD&D?Make sure to designate a beneficiary for your life insurance coverage to ensure your familyis cared for according to your wishes.Medical Question LimitThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Basic Life and AD&D InsuranceNatus Medical, Inc. provides life and AD&D insurance at no cost to you.Accidental death and dismemberment(AD&D) insurance may pay:your beneficiary if you pass awaydue to an accidentyou a partial benefit if you losespecified bodily functions (sight,limbs, etc.)When you’re first eligible (a new hire),you can purchase additional lifeinsurance up to this limit without anymedical questions required. Medical questions and approval will berequired for all future increase andpurchase requests.Imputed Income:The value of Company-paid lifeinsurance coverage over $50,000 isconsidered taxable income underfederal tax law. This “imputedincome” will be included in yourannual gross income reported on yourW-2 form.
Benefits beginAfter 7 days of inability to work Coverage amount60% of your income up to $3,000 per weekPayments may continueUp to 12 weeks if you’re unable to return to workLTD Plan SummaryLTD: Pre-existing conditionlimitations Benefits beginAfter 90 days of inability to work (once short-termdisability ends)Coverage amount50% of your income up to $8,500 per monthPayments may continueBased on your disabled ageWish you knew more aboutfinances? Now you can - at nocost!The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Protect your paycheck with disability insurance through The Hartford.Disability coverage insures your paycheck, replacing a portion of your income if you’reunable to work due to a covered illness or injury.If you decide to purchase the buy-up short-term disability plan, the combined basic andvoluntary plan will replace 70% of your weekly earnings up to a $3,500 weekly benefitmaximum. The maximum number of weeks you can receive benefits while you’re disabled is12 weeks. The weekly benefit may be reduced or offset by other sources of income.Short-term disability coverage can replace part of your paycheck if you’re unable to work fora shorter period of time. Natus Medical, Inc. provides this coverage at no cost to you.Basic Short-Term DisabilityLong-term disability coverage can provide lasting income protection if you remain unable towork. Natus Medical, Inc. provides this coverage at no cost to you.Long-Term DisabilitySee your benefit summary to learn more about the definition of "unable to work".Disability InsuranceIf you make a disability claim within thefirst year of being covered, check yourplan details to see how pre-existingcondition limitations might impact yourcoverage.Learn moreBenefits beginAfter 7 days of inability to work Coverage amount70% of your income up to $3,500 per weekPayments may continueUp to 12 weeks if you’re unable to return to workShort-term disability coverage can replace part of your paycheck if you’re unable to work for ashorter period of time. This coverage is available for purchase.Buy-Up Short-Term DisabilitySTD Plan SummaryPremium worksheet
Additional benefit plans are a great way to customize your benefits package.The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.See plan detailsSee plan detailsSee plan detailsSee plan detailsARAG additional services flyer with UltimateAdvisor Plus+Accident coverage through The Hartford pays you a cash benefitto help with your expenses – your deductible or copays,transportation, groceries and more – if you or a covered familymember is injured due to an accident. The money is yours to useas you choose.Accident Hospital Indemnity coverage through The Hartford pays you acash benefit to help with your expenses - your deductible orcopays, transportation, groceries and more - if you or a coveredfamily member is admitted to the hospital. The money is yours touse as you choose.Hospital IndemnityCritical illness coverage through The Hartford pays you a cashbenefit to help with your expenses– your deductible or copays,transportation, groceries and more – if you or a covered familymember is diagnosed with a covered critical illness. The money isyours to use as you choose.Critical IllnessIdentity theft protection through IdentityForce helps monitoryour credit and personal information online. You can buycoverage for yourself, your spouse and/or your child(ren).Identity TheftPre-paid legal care through ARAG can provide you with legaladvice and consultation about various topics at no added cost.Available topics include wills and estate planning, money andfinances, driving or traffic matters and more.Legal ServicesAdditional VoluntaryEmployee-Paid BenefitOptionsPremium worksheetPremium worksheetPremium worksheetSee plan details
Natus offers an employee-paid benefit designed to help you and your family plan for the high cost of long-term care. The need forlong-term care can arise unexpectedly, due to accident, illness, or stroke. We encourage you to learn about the Chubb insuranceplan and you can choose a benefit amount that fits you and your family’s needs.The Long-Term Care plan is available through Chubb for employees to purchase on an after-tax basis. Spouses and DomesticPartners are also eligible to apply for coverage (underwriting required for all levels of coverage). All applications are subject tounderwriting, including employee only coverage.Voluntary Long-Term Care Benefit (Employee-Paid)Learn MoreAdditional benefit plans are a great way to customize your benefits package.The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Additional VoluntaryEmployee-Paid BenefitOptionsWhat is Long-Term Care?Chubb’s Life Insurance + LTC combines the benefits of life insurance with living benefits which can be utilized for Long-Term Care. Long-Term Care includes custodial care needed to perform normal activities of daily living such as transferring, eating, bathing, or gettingdressed. Although Long-Term care is often needed by the elderly, it can also help you after a serious accident or if you suffer from a severecognitive impairment.The Chubb benefit is designed to cover the cost of care which is not covered by health or disability insurance and can help protect yourretirement funds and family finances in unexpected situations.The Chubb Life + LTC benefit pays up to 75 months for qualified Long-Term Care services, up to 3x your policy value (4% per month LTCbenefit for up to 75 months).Coverage is portable - Your policy is yours to keep, so you can take it with you – at the same cost – if you leave employment for anyreason.Employees ages 71-80, Spouses and Domestic Partners are eligible to apply with underwriting consideration.
TRICARE NewsroomTRICARE HandbookThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.TRICARE is the health care program for uniformed service members, retirees, and their familiesworldwide. It provides comprehensive coverage, including health plans, prescriptions, and dentalplans. Different plans are available based on the military status of the personnel (active duty, reserve,etc.). TRICARE is often considered equivalent to “other group coverage.”TRICARE offers extensive benefits for enrolled service members and their families, including:Outpatient visitsHospitalizationPreventive servicesMaternity careImmunizationsMental and behavioral health servicesMilitary FamiliesEmployees eligible for TRICARE can also enroll in employer health plans for additional coverage. This dual coverage can be beneficial ifthere are delays in care from the VA, providing more options and potentially faster or better network providers. However, employeesenrolled in TRICARE cannot open a Health Savings Account (HSA) if they also enroll in a High Deductible Health Plan (HDHP), asTRICARE is considered another form of health care coverage, disqualifying them from HSA contributions.Each supplemental insurance plan has its own rules. It’s important to carefully consider your and your family’s health care needs beforepurchasing a supplemental insurance plan.THANK YOU FOR YOUR SERVICE!
Learn moreLess than 10%150%2100%You always own what you contribute toyour 401(k). You’ll own 50% of Natus Medical, Inc.'smatch after one year of service, and 100%of Natus Medical, Inc.'s match after twoyears.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actualenrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract, and other notices contained in this document, applications,and other corresponding communications for additional information.With our company match, we’ll help you along the way.You can choose between pre-tax (traditional) or after-tax (Roth) contributions based onyour needs. You have the flexibility to change your contribution amount or switch betweenpre-tax and after-tax elections at any time.Employer matching contributions follow a two-year vesting schedule, as detailed below.The BasicsThe IRS maximum 401(k) contribution for 2025 is $23,500. If you’re over age 50, or will beturning 50 during 2025, you can contribute a catch-up contribution of $7,500 in addition tothe maximum limit.Not sure whether to select pre-tax (traditional) or after-tax (Roth)? Check with yourfinancial advisor to determine the best choice for you. The basic differences:Pre-tax: your contributions come out of your paycheck before Federal and state taxesbut after FICA (Medicare and Social Security) taxes. You’ll pay regular income tax whenyou withdraw your money at retirement.Roth (after-tax): your contributions come out of your paycheck after taxes. When youwithdraw your funds at retirement, they’re tax-free.ContributionsSet your future self up for financial stability with a 401(k) through Fidelity401(k) Plan.Retirement Savings PlanLearn how investing and savingactually works - and can work foryou.Years of service for VestingNatus matches $0.75 per dollar to amaximum of $2,500 annually
The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Final rates are dependent on actualenrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract, and other notices contained in this document, applications,and other corresponding communications for additional information.An employee must obtain PTO approvalin advance from their manager for allscheduled absences. Managers will make reasonable efforts to grant you yourrequested days off; however, your request issubject to the operating needs of the company and availability of PTO hours. Employees should report PTO to payrollduring the pay period it was taken. Yourmanager will review the procedures forrecording PTO with you.Natus provides four weeks (20 days) of combined vacation, personal and sick days percalendar year, known as Paid Time Off (PTO).PTO accrues at 6.15 hours per pay period.After 5 years of continuous employment, PTO increases to 7.69 hours per payperiod (25 days per year).Regular, part-time employees (between 30 and 40 hours of work per week) accrue PTO on aprorated basis. PTO may be accrued up to a maximum of 180 hours and can be rolled over into thefollowing calendar year.PTO OverviewYou do your best work when you can be your best self. We provide timeaway to relax, recharge, and take care of your life outside of work. Paid Time Off (PTO)Remember PTO is to be used forvacation, personal, family care and sicktime off.
2025 Benefits