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Client Benefits• ACA compliant and meets minimum essential coverage guidelines• Composite rates down to 2 employees starting at $321/mo - no age banding• Option to move mid-contract without waiting for renewal• Lowers payroll burden on prevailing wage jobs, making them more competitive• Fully insured: medical, dental & visionAetna National PPO Provider NetworkEvery Nevada Hospital is In-Network, and ninety percent of the nation's doctors and hospitals, including Mayo Clinic, UCLA, UCSF, Cedars-Sinai, Cleveland Clinic, and Stanford, are in-network.No referrals are required.Build Your Benefits Blueprint.Lower Costs. More Value. With OneDigital and ABC Association Health Plan, you can construct a rock-solid foundation for your crew's well-being. Get instant access to benefit packages Designed for Merit Shop Contractors and expert support to keep your workforce strong and productive. Michael DillonPrincipal, Employee Benefits Broker702.217.1619 Mike.Dillon@OneDigital.comReach out for a quote and build a better employee benefits program starting today!

BenefitOpenAccess ABCPlan 1PPO 6500OpenAccess ABCPlan 2 PPO 5500OpenAccess ABCPlan 3PPO 4000OpenAccess ABCPlan 4PPO HSA 3200OpenAccess ABCPlan 5PPO 2500OpenAccess ABCPlan 6PPO 1000HMO Clark County Only ABC Plan 7 HMO 6500HNOnlyCarson, Clark, Douglas, Nye & Washoe CountyABC Plan 8 HNOnly4000In-Network In-Network In-Network In-Network In-Network In-Network In-Network In-NetworkIndividual Medical Deductible$6,500 $5,500 $4,000 $3,200 $2,500/$7,500 $1,000/$3,000 $6,500 $4,000/$12,000Individual Out of Pocket Max$8,150 $7,900 $7,900 $3,200 $7,500 $7,500 $8,500 $7,000Family MaxX2 X2 X2 X2 X2 X2 X2 X2Preventive (ACA Covered) ScreeningsNo Charge No Charge No Charge No Charge No Charge No Charge No Charge No ChargePrimary Care/Physician Office Visits$30 $50 $40 0% (ded) $40 $30 $20 $15Specialist Office Visits$60 $80 $80 0% (ded) $80 $60 $60 $45CVS Virtual OnDemand 24 HoursNo Charge No Charge No Charge N/A No Charge No Charge No Charge No ChargeCVS Virtual Primary CareNo Charge No Charge No Charge $0 (ded) No Charge No ChargeSame asoffice visitSame asoffice visitCVS Minute ClinicNo Charge No Charge No Charge 0% (ded) No Charge No Charge No Charge No ChargeFreestanding Routine Lab Services$50 $50 $40 0% (ded) No Charge $25 40% (ded) 30% (ded)Freestanding Diagnostic and X-Ray Services$50 $70 $70 0% (ded) $70 $60 $20 $15Freestanding Imaging (CT/PET/MRI)40% (ded) 30% (ded) 30% (ded) 0% (ded) 20% (ded) 30% (ded) $400 $400Urgent Care Services$50 $50 $35 0% (ded) $50 $50 No Charge No ChargeEmergency Room Services40% + $50 (ded) $300 + 30% $300 + 30% 0% (ded) $300 + 20% $250 + 30% 40% (ded) 30% (ded)Ambulance Services (Ground/Air/Water)40% (ded) 30% (ded) 30% (ded) 0% (ded) 20% (ded) 30% (ded) 40% (ded) 30% (ded)Impatient Hospital Services40% (ded) 30% (ded) 30% (ded) 0% (ded) 20% (ded) 30% (ded) 40% (ded) 30% (ded)Freestanding Outpatient Services40% (ded) 30% (ded) 30% (ded) 0% (ded) 20% (ded) 30% (ded) $400 $400Prescription Drugs$20/$45/$75/20%up to $500$20/$45/$75/20%up to $500$20/$45/$75/20%up to $500$0 (ded)$15/$35/$60/30%up to $500$15/$35/$60/30%up to $500$15/$45/$95/30%up to $500$15/$45/$95/30%up to $500NetworkManaged Choice®POS Open Access®Managed Choice®POS Open Access®Managed Choice®POS Open Access®Managed Choice®POS Open Access®Managed Choice®POS Open Access®Managed Choice®POS Open Access®AWH HMOAetna Health Network OnlySMMedical Premiums Medical Premiums Medical Premiums Medical Premiums Medical Premiums Medical Premiums Medical Premiums Medical PremiumsEmployeeOnly$365.55 $422.28 $456.76 $507.40 $501.22 $559.48 $321.75 $383.85Employee + Spouse$804.16 $929.00 $1,004.88 $1,116.28 $1,102.67 $1,230.83 $707.86 $767.71Employee +Child(ren)$657.96 $760.10 $822.17 $913.32 $902.20 $1,007.06 $579.15 $729.31Employee + Family$1,133.16 $1,309.07 $1,415.97 $1,572.94 $1,553.79 $1,734.37 $997.45 $1,228.33ABC Trust is offering 8 Plans, 6 PPO Plans and 2 HMO plans in Nevada (Plan 7 available in Clark County only, Plan 8 available to Carson, Clark, Douglas, Nyeand Washoe Counties Only), effective April 1, 2024 through March 31, 2025. Employer may choose up to 2 plan options to offer (at least 1 memberenrollment required in each plan selected). Employer must contribute a minimum 50% to base plan employee premium. 75% participation of eligible employees is required. Medical underwriting required for all new groups. See "ABC Employer Trust Underwriting Guidelines" for all eligibility requirements.Associated B u i l d e rs a n d C o nt rac to rs Heal t h I n s u ran c e Plan O p t i o n sProvided Through ABC Trust and

ABC Trust is offering Dental and Vision, effective April 1, 2024 through March 31, 2025. Employer may choose 1 dental plan options to offer. Enrolling employees required for all lines. See "ABC Employer Trust Underwriting Guidelines" for all eligibility requirements.BenefitAetna Passive Dental PPO Plan 1 –1500 Without OrthoAetna Passive Dental PPO Plan 2 –2000 With OrthoIndividual Annual Deductible $50 $50Annual Max $1,500 $2,000Diagnostic & Preventative 100% 100%Basic 80% 80%Endodontic Treatment80% 80%Periodontal Treatment80% 80%Major50% 50%Orthodontics to Age 19 Not Covered 50%, Lifetime Max $1,500Rate TierMonthly Premium Monthly PremiumEmployee $36.60 $39.35Employee + Spouse $73.19 $78.70Employee + Child(ren) $82.34 $88.54Employee Family $118.94 $127.89D E N T A L B E N E F I T Benefit Vision PlanExams $10Lenses12 MonthsContacts 12 MonthsFrames 24 MonthsMaterial$25AllowanceUp to $130Rate TierMonthly PremiumEmployee $5.49Employee + Spouse$9.60Employee + Child(ren)$11.51Employee Family$14.26V I S I O N B E N E F I TAssoci ated B u i l d e rs a n d C o nt rac to rs De nta l a n d V i s ion O p t i o n sProvided Through ABC Trust and

FIERCE ADVOCATES OF HEALTH, SUCCESS AND FINANCIAL SECURITYAt OneDigital, we show up as fierce advocates for our clients - invested partners, ready to help businesses and individuals achieve their aspirations of health, success and financial security.We provide trusted advice, products and solutions delivered by one team and backed by one purpose -to help all we serve to do their best work and live their best lives.Investment advice offered through OneDigital Investment Advisors LLC, an SEC-registered investment adviser and wholly owned subsidiary of OneDigital.*As of 12/31/2023. AUM reflects OneDigital Investment AdvisorsAT A GLANCE:200+Offices in Major MarketsABOUT ONEDIGITALOneDigital’s insurance, financial services andHR platform provides personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized forour culture of caring, OneDigital’s teamsenable employers and individuals to do their best work and live their best lives.More than 100,000 employers and millionsof individuals rely on our teams for counseland access to fully integrated worksiteproducts and services and the retirementand wealth management advice providedthrough OneDigital Investment Advisors.Founded in 2000 and headquartered inAtlanta, OneDigital maintains offices in mostmajor markets across the nation. For moreinformation, visit onedigital.com.For IndividualsPersonal Financial PlanningWealth Management Investment ManagementPersonal Insurance and Risk Management Client Advocacy CenterHealth and Financial Literacy Programs Private Client & Family Office ServicesFor EmployersEmployee Benefits & InsuranceHuman Resources Consulting PEORetirement Plan Services and Administration Property & Casualty InsuranceCompliance & Pharmacy Consulting Engagement & EducationEmployee Health and Financial Wellbeing Executive BenefitsINSURANCE, FINANCIAL SERVICES ANDHR CONSULTING$100B+Assets Under Management*6M+Lives Served100KClients Nationwide