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Shanty Creek ResortBenefits2024 Plan Year

You must request a change to yourbenefits within 30 days of your lifeevent (60 days for changes involvingMedicaid eligibility). Documentation may be required.Enroll nowYour benefit plans are in effect January 1 –December 31 each year. In general, there arethree times you can make benefit selections:Making benefit selectionsGetting startedEligibility Enrolling in coverageFor youYou are eligible for benefits as a full-timeemployee working at least 30 hours perweek.Your Spouse or PartnerYour benefits begin on the date of hire. Besure to submit your selections within yourfirst 30 days of benefits eligibility. Your benefit selections will be in effectthrough December 31. When you're first eligible Open Enrollment is your one chance eachyear to review your coverage options andmake changes to your benefits.Your choices are in effect from January –December of the following year unless youhave a qualifying life event. At Open Enrollment Qualifying life events allow you to changeyour coverage during the year outside ofOpen Enrollment. These include:marriage or divorce, birth or adoption, death of a covered dependent, and a change in eligibility throughMedicare, Medicaid, or a spouse orparent's coverage. If you have a qualifying lifeeventYou may also cover your eligible dependentswhen you elect coverage for yourself.Covering your familyDependent children are eligible:Medical, dental and vision: until age 26regardless of student or marital statusYou may cover your legal spouse or domesticpartner.Your children

Balance billingWhen you use an out-of-networkmedical or dental provider, theymay bill you the differencebetween what they charge andthe amount your insurance pays.Medical: balance billing is inaddition to – and does not counttowards – your out-of-pocketmaximum.CoinsuranceAfter you’ve met your deductible,you’re sometimes responsible fora percentage of the cost of themedical care, dental care, orprescription medication youreceived. This percentage iscoinsurance.CopayA flat fee you pay each time youreceive a copay-eligible medical,dental, or vision service orprescription medication. DeductibleThe amount you’re responsiblefor paying in care expensesbefore the medical or dental planstarts paying deductible-eligibleexpenses.In-networkIn-network care is always yourlowest-cost option. Networks aregroups of medical, dental, andvision providers, pharmacies,and facilities that agree todiscount the cost of their care orservice.Out-of-pocket maximumThe most you’ll pay for coveredin-network medical care in ayear. This includes yourdeductible, any coinsurance orcopays, and prescription drugs. The out-of-pocket maximum doesnot include your premium (theamount you pay for coverage),non-covered expenses, or out-of-network care that’s been balancebilled.Primary care physicianA primary care physician (PCP) isyour main medical doctor –usually a general practitioner(GP), family doctor, internist,OB/GYN, or pediatrician (forchildren).Referral/pre-authorizationSome specialty medical providersand services require a referralfrom a primary doctor. Thesemay include - but are not limitedto - cardiology, psychiatry,orthopedic surgeons,rheumatology, surgery, andimaging (CT or MRI).Have questions? Your advocate is here to help youwith all things benefits. See theircontact information on the nextpage.How to handlemedical bills (4:46)Annual NoticesWe’re required to tell you aboutcertain rights and responsibilities youhave as an employee of Shanty CreekResort. You can request a paper copy at nocharge from:Brian Coon231.533.3000 ext 3700bcoon@shantycreek.comDownload nowHelpful terms & resourcesGetting startedWe've removed as much jargon as possible.But you’ll probably still encounter some terms as you enroll in and use your benefits, andwe want you to be prepared!

Medical insuranceUMRGroup: 76-4157251.800.826.9781www.umr.comHealth Savings Account (HSA)Fidelity800.603.4015www.netbenefits.comPharmacyOptumRx/RxBenefits1-800-334-8134www.optumrx.comDental insuranceGuardianGroup: 005792791-888-600-1600www.guardiananytime.comVision insuranceGuardianGroup: 005792791-888-600-1600www.guardiananytime.comLife and AD&D insuranceGuardian Group: 005792791-888-600-1600www.guardiananytime.comContact informationGetting startedHUMAN RESOURCESBrian Coon231.533.3000 ext 3700bcoon@shantycreek.comTracey Cooper231.533.3060tcooper@shantycreek.com

In-network carePPO planHDHP planNetwork name:National PPONational PPOAnnual Deductible (DED)Out-of-pocket maximum$1,000 per person $2,000 family max$6,000 per person $12,000 family max$3,200 per person$5,600 family max$5,600 per person $11,200 family maxPreventive carePrimary care visitSpecialist visitVirtual visit100% covered$35 copay$50 copay$50 copay100% covered 80% covered after DED80% covered after DED80% covered after DEDUrgent careEmergency roomInpatient hospital care$50 copay$200 copay80% covered DED after copay80% covered after DED80% covered after DED80% covered after DEDPrescription drugsGeneric Preferred brand Non-preferred brand(30 days | 90 days)$10 copay | $25 copay$45 copay | $112.50 copay$90 copay | $225 copay(30 days | 90 days)DED then $10 copayDED then $30 copayDED then $60 copayOut-of-network careAnnual deductible Out-of-pocket maximum Balance billing applies$2,000 / $4,000 $11,000 / $22,000Balance billing applies$4,000 / $8,000$6,000 / $12,000See plan detailsMedical insuranceSee plan detailsThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.See your plan documents for out-of-network benefits.Both plans cover in-network preventive care at 100%,prescription drugs, and include an annual limit on your expenses.The differences are: what you pay for the plan, what you pay when you get care, how out-of-network care is covered, andyour annual maximum cost for care (out-of-pocketmaximum).Select from two medical options through UMR.Mental health supportIf more than one person in a family is covered under the policy, the individual deductible and out-of-pocketstated above applies, the entire family deductible would not have to be met before the coinsurance applies.

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.UMR Resources & ProgramsThe tools and information at umr.com are both practical and personalizedso you can get the most out of your benefits. Register at umr.com andconnect to current information about your benefits and healthcareinterests. You can: Review eligibility and benefits informationCheck the status and history of your claimFind a physician or hospital Print a temporary ID card or request a replacement cardReview hospital specialties and quality and cost information onhospitals in your area Chat with a registered nurse in real-time Get a personalized Health Assessment that will help you set goals andchange health habits The member website makes managing your personal health and benefitseasy and convenient. Learn about health conditions, treatments, andcosts. Also, see how the member website can save you time and moneyby helping you manage your health care coverage and at the same timemake more informed decisions about medical treatments and overallwellness. It’s easy to register:Step 1: Visit umr.com and click “Login/Register”Step 2: Enter the requested informationStep 3: Begin using the siteNetwork of Providers/Provider DirectoriesYou receive the best benefits if you see providers who participate in thenetwork. You may go directly to any network provider at any time andreceive the network level of benefits for most services. For the mostcurrent listing of network providers, go to umr.com or call the customerservice number on the back of your Medical ID card. To be sure youreceive the proper level of benefits, call the provider before you go to theappointment and verify that they are currently in the UMR Choice Plusnetwork. When you see the provider, show your ID card so they submityour claim properly.Plan benefits are based on negotiated rates for services rendered at in-network providers.Avoid Claim Pains - Use Your ID Card!After you enroll, you will receive an ID card. Whenever you go to thephysician or any other provider, always show your UMR ID card to theprovider - and make sure they have your ID number. This will always helpensure your expenses are covered properly and your claims are handledquickly.

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Where should I go for care?Care CenterWhy would I use this care center?What type of care would theyprovide?What are the costs* and timeconsiderations?*Doctor’sOffice You need routine care or treatment for acurrent health issue. Your primary doctorknows you and your health history, canaccess your medical records, providepreventive and routine care, manage yourmedications and refer you to a specialist, ifnecessary.Routine checkups ImmunizationsPreventive services Manage your general healthOften requires a copaymentand/or coinsurance. Normallyrequires an appointment. Littlewait time with scheduledappointment ConvenienceCare ClinicYou can’t get to your doctor’s office, butyour condition is not urgent or anemergency. Convenience care clinics areoften located in malls or retail storesoffering services for minor healthconditions. Staffed by nurse practitionersand physician assistances. Common Infections Minor skin conditions Flu shots PhysicalsMinor cuts Ear achesOften requires a copaymentand/or coinsurance. Walk inpatients welcome with noappointments necessary, butwait times can varyUrgent CareCenterYou may need care quickly, but it is not anemergency, and your primary physicianmay not be available. Urgent care centersoffer treatment for non-life threateninginjuries or illnesses. Staffed by qualifiedphysicians. Strains, sprains Minor broken bones (e.g.finger)Minor infectionsMinor burns X-raysOften requires a copaymentand/or coinsurance usuallyhigher than an office visit. Walkin patients welcome, but waitingperiods may be longer aspatients with more urgent needswill be treated firstEmergencyRoomYou need immediate treatment of a veryserious or critical condition. Treatment oflife-threatening or very serious conditionsthat require immediate attention. If asituation seems life threatening, take action.Call 911 right away.Heavy bleedingLarge open woundsSudden change in visionChest pain Sudden weakness or troubletalkingMajor burnsSpinal injury Often requires a much highercopayment and/or coinsurance.Open 24/7, but waiting periodsmay be longer because patientswith life-threatening emergencieswill be treated firstVirtual VistsYour doctor is not available. You become illwhile traveling. You are considering thehospital emergency room for a non-emergency health condition. AllergiesBladder infectionBronchitis Pink eyeSinus problemsVirtual visits are part of yourhealth benefits. You can expectto pay a portion of the costsaccording to your medical plan.

Medical insuranceThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.PPO PLANWellness PremiumNon-Wellness PremiumYour cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$121.34$350.84$271.31$501.57Per paycheck$136.34$365.84$286.31$516.57HDHP PLAN Wellness PremiumNon-Wellness PremiumYour cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$36.47$165.16$120.89$250.94Per paycheck$51.47$180.16$135.89$2665.94Medical Rates: Semi-MonthlyWellness Program: To continue the wellness rate ($30 per monthly discount) in 2024, youmust have had an annual physical/preventive exam completed between 11/1/2022 and10/31/2023 (covered under preventive care at 100% in network). Annualphysical/preventive exams are determined by your physician’s coding on the claimsubmitted to UHC. In order to continue to receive the Wellness Rate in 2025, you will needto have an annual physical/preventive exam between 11/1/2023 and 10/31/2024.

The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Apex Oil will continue to offer regular employees a wellnessprogram through UMR, that will look and feel similar to Live WellReward$. While detailed information will be provided at thebeginning of 2024, members will be able to complete challengesand activities in order to earn rewards.In addition to the activities and challenges, each employee andenrolled spouse will also be able to complete a Clinical HealthRisk Assessment (CHRA) online, which will result in rewardsmoney.Each employee will be able to earn a total of $100 in rewards.Don't forget that this rewards money is in addition to thePremium Discount ($30 monthly difference in medical premiumcost) by completing an Annual Physical/Preventive exam withyour provider between November 1 to October 31st.Wellness Program Total wellbeing:caring for all of youSupport for your health, finances, and life.

If you coveryourself onlyIf you coverdependents Trinidad Resortscontributes up to:$750$1,500You may alsocontribute:$3,400$6,8002024 IRS maximumcontribution $4,150$8,300The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Health SavingsAccount (HSA)55 or older? You can contribute an extra $1,000 peryear in catch-up contributions.If you open an HSA account, Trinidad Resortwill match your contribution dollar for dollarup to $750 per employee per year ($1,500 perfamily). This match is not guaranteed eachyear; future years are discretionary. You may also contribute tax-free funds to savefor current and future health expenses:ContributionsHSA funds Using your moneySpend your HSA balance on health careexpenses (medical, prescription, dental, andvision) for you and your tax dependents, ORLet your balance grow for retirement.The money in your HSA is always yours andavailable for qualified health care expenses -even if you change jobs or health plans. Beforeretirement, any funds used for non-healthcareexpenses are subject to tax penalties. Keep yourreceipts!Growing your money + tax savingsHSA dollars go in tax-free, grow tax-free, andcome out tax-free when you use them forqualified health expenses. You may also be ableto invest part of your balance once it meets acertain level.In retirementAt age 65, you can withdraw the funds in yourHSA for any use (not just health care!) withouttax penalties. EligibilityIn order to make – or receive – contributions toa Health Savings Account (HSA), you must:be enrolled in a qualified High DeductibleHealth Plan (HDHP),not be covered under any other non-HDHPhealth coverage, including a full health careFSA through your spouse,not be anyone else’s tax dependent, and not be enrolled in Medicare A or B, Tricare,or VA benefits.An HSA through Fidelity is paired with a High DeductibleHealth Plan (HDHP).Save pre-tax money for health care expenses – or retirement!All Trinidad employees that elect that HDHPPlan with the HSA account will be using FidelityInvestments as the provider for health savingsaccounts. Each employee will have to completethe required HSA forms and submit theircontribution amount to HR. In order to receivethe Trinidad’s contributions, you MUST open anaccount with Fidelity Investments. Bank for HSA Accounts

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Fidelity InvestmentsTake advantage of triple tax savings through an HSA.Reduce your taxable income by contributing to this account,purchase qualified healthcare items free of tax, and earntax-free interest on HSA investment dollars. Unused fundswill roll over from year to year. Fidelity does offer a varietyof investment options. Please visit their website foradditional informationAll employees who elect the HDHP plan are encouraged touse Fidelity for their HSA accounts. Each employee willneed to designate the per-paycheck deduction that theywould like deposited into their Fidelity HSA Account. If youare electing an HSA plan for the first time, once your HSAaccount has been set up with Fidelity, you will receive aWelcome Kit in the mail containing information to activateyour HSA account and debit card.Fidelity charges a $4.00 monthly maintenance fee whichwill be deducted from each employee's HSA bank account ifthe balance is below $5,000. Simply call Fidelity's Customer Service number once youraccount has been activated at 1-800-603-4015 or visitwww.netbenefits.com. For questions regarding the set-up ofyour HSA bank account through Fidelity, feel free to calltheir customer service number at 1-800-603-4015.What is an HSA?How does an HSA work?

Dental insuranceThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Stay in-network to avoid balance billing (the difference between what anout-of-network provider charges and the amount your insurance pays). Both plans cover in-network preventive care at 100%. Thedifferences are: what you pay for the plan, what you pay when you get care, the maximum amount Guardian will pay each year for dentalcare (annual maximum benefit), andwhether orthodontic care is covered.Select from two dental options through Guardian.Learn about dental care categoriesIn-network careLow planHigh planNetwork name:National PPONational PPOAnnual Deductible (DED)$75 per person $225 family max$75 per person $225 family maxAnnual maximum benefit$1,000 per person $1,000 per person Preventive care100% covered100% coveredBasic care80% covered after DEDDED then you pay 20%Major careNot Covered60% covered after DEDOrthodontic careCoverageLifetime maximum benefitNot coveredN/A50% covered (child to age 19)$1,500 lifetime max benefitYour cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$8.80$18.63$25.95$40.51Per paycheck$14.92$30.42$33.08$48.72

Vision insuranceThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Your vision plan covers either glasses (lenses and frames) or contact lenses each year. If you receive contact lenses, they will be instead of your glasses benefit.You'll get an annual exam with coverage for lenses and frames,or contacts in lieu of glasses.As a reminder, all eligible employees will have the option toselect or waive the vision plan, regardless of their enrollmentstatus in the Medical plan. Your vision coverage is through Guardian.Vision planNetwork name:Must choose VSP or Davis NetworkIn-networkOut-of-network(reimbursement)Annual eye exam (every 12 months)$10 copayUp to $50Materials copay(lenses & frames)$20 copayN/ALenses (every 12 months)Single: $20 CopayBifocal: $20 CopayTrifocal: $20 CopayLenticular: $20 Copay Single: $20 Copay, then any amount over $48Bifocal: $20 Copay, then any amount over $67Trifocal: $20 Copay, then any amount over $86Lenticular: $20 Copay, then any amount over $126Frames(every 12 months)$120 allowance & 20% off theamount over the allowanceUp to $48Contact lenses(every 12 months)Elective: $120 allowanceMed. nec: 100% coveredElective: Up to $105Med. nec: Up to $210Your cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$4.01$6.79$6.79$10.74See plan details

Basic lifeBasic AD&DCompany provides$10,000$10,000See plan detailsFor youFor your spouseFor your child(ren)Coverageincrements$10,000$5,000$2,000Coveragemaximum$500,000$100,000$10,000Medicalquestion limitUp to 64: $250,000Ages 65-69: $50,000Ages 70+: $10,000Up to 65: $50,00065 and up: $10,000Does not applyYou may also purchase additional coverage for you, your spouse, andyour eligible child(ren). Additional life and AD&D insuranceSee plan detailsLife insurance pays a benefit if you pass away while you'recovered. Accidental Death and Dismemberment (AD&D)insurance offers additional support if you pass away or areseriously injured due to an accident.Financial peace of mind through Guardian.Life and AD&D insuranceWhat's AD&D?Accidental death anddismemberment (AD&D)insurance may pay:your beneficiary if youpass away due to anaccidentyou a partial benefit if youlose specified bodilyfunctions (sight, limbs, etc.)Make sure to designate a beneficiary for your life insurance coverage toensure your family is cared for according to your wishes.Medical question limitWhen you’re first eligible (anew hire), you can purchaseadditional life insurance up tothis limit without any medicalquestions required. Medical questions andapproval will be required forall future increase andpurchase requests.The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Basic life and AD&D insuranceApex Oil Company provides life and AD&D insurance at no cost toyou.All Eligible Hourly Employees

Basic lifeBasic AD&DCompany provides150% of annualearnings to$50,000150% of annualearnings to$50,000See plan detailsFor youFor your spouseFor your child(ren)Coverageincrements$10,000$5,000$2,000Coveragemaximum$500,000$100,000$10,000GuaranteedIssueUp to 64: $250,000Ages 65-69: $50,000Ages 70+: $10,000Up to 65: $50,00065 and up: $10,000Does not applyYou may also purchase additional coverage for you, your spouse, andyour eligible child(ren). Additional life and AD&D insuranceSee plan detailsLife insurance pays a benefit if you pass away while you'recovered. Accidental Death and Dismemberment (AD&D)insurance offers additional support if you pass away or areseriously injured due to an accident.Financial peace of mind through Guardian.Life and AD&D insuranceWhat's AD&D?Accidental death anddismemberment (AD&D)insurance may pay:your beneficiary if youpass away due to anaccidentyou a partial benefit if youlose specified bodilyfunctions (sight, limbs, etc.)Make sure to designate a beneficiary for your life insurance coverage toensure your family is cared for according to your wishes.Medical question limitWhen you’re first eligible (anew hire), you can purchaseadditional life insurance up tothis limit without any medicalquestions required. Medical questions andapproval will be required forall future increase andpurchase requests.The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Basic life and AD&D insuranceCompany provides life and AD&D insurance at no cost to you.Salaried Employees

Life and AD&D insuranceThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.To determine the most appropriate level of coverage, as a rule of thumb, you should consider about6-10 times your annual income, factoring in projected costs to help maintain your family’s currentlife style.Voluntary Life Cost Illustration:

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Retirement savings planContribution TypesPre-TaxROTHEmployer Match100% of the first 3% of pay and 50% of thenext 2% of payLearn how investingand saving actuallyworks - and can workfor you.Set your future self up for financial stability with a 401(k)through Fidelity.Everyone wants to be financially secure in retirement and peopletoday are realizing that social security alone will not providefinancial security. You have the opportunity to make retirementwhatever you want, but getting there depends on the choices youmake today. Starting to save for retirement now may be thedifference between achieving what you want and settling for less.The Apex Oil Company, Inc Employee Savings Plan (“Plan”) willhelp you save for the future.You are eligible to participate in the plan upon your date of hire ifyou are age 18 or older and are not in an excluded class. You maycontribute 1% to 100% up to the calendar year IRS limit of youreligible compensation through regular payroll deductions in anycombination of pre-tax and Roth 401(k) contributions.Participants turning age 50 or older in 2024 may contribute anadditional amount up to the IRS limit. Apex & Affiliates will makesafe harbor matching contributions of 100% of the first 3% and50% of the next 2% of pay you contribute to the plan on a pre-taxand/or Roth 401(k) basis. You may enroll online by visitingwww.netbenefits.com or by calling 800-835-5097.Effective January 2024, if you are eligible but not participating inthe Plan, you will automatically be enrolled in the Plan at 3%pretax deferral. If you are currently participating in the Plan, andyour deferral is less than 3%, you will be automatically advancedto 3% pretax deferral. You will be given an opportunity to opt outor change your contribution percentage. Eligible employees willbe sent an automatic enrollment notification from FidelityInvestments detailing when they will be automatically enrolled.ContributionsTax SavingsYou can contribute your pre-taxdollars, thus lowering yourtaxable income.Ease of SavingYour contributions come directlyout of your payroll checkTransfer SavingsIf you change jobs, you may beable to roll your retirementsavings into your next employer’splan or your own HRA.Benefit CompoundingBy starting early, yourretirement savings will have thebenefit of time to compoundyour earning potential.401k PlanDescriptions401k SAR

Resort Privileges We welcome all our SCR employees to enjoy our property amenities.Employees are reminded that the Standards of Conduct outlined in theEmployee Handbook always apply when on SCR property. Moreover,employees must always have a “guest-first” and “SCR-first” mindset toensure we are exceeding the needs of our guests and delivering profit tothe bottom line.SCR Employees are eligible to receive ski privileges based on theiremployment type and hours worked.Full Time Employees (30 hours or more)Employee Family Season Pass(es) forEmployee and Immediate Family. Immediatefamily members include Employee spouse,children, and current stepchildren.Discount on Rental equipment for eligiblefamily members; subject to availability.$25 Discount on a Season Pass for extendedfamily and friends.Five (5) complimentary guest passes. Passesmust be obtained in advance at the HumanResources Office. No additional passesbeyond five will be provided.50% Discount on lift tickets for extendedfamily and friends. Lift tickets must beobtained in advance at the HumanResources Office. Employees need not skiwith family but are still responsible forguest/family conduct.Part Time Employees (less than 30 hours/week)One (1) complimentary Employee Seasonpass for use Monday through Friday only.Part-time employees must work a minimumaverage of three (3) shifts per weekthroughout the winter season.Five (5) complimentary guest passes. Passesmust be obtained in advance at the HumanResources Office. No additional passesbeyond five will be provided.At times, the Director of Snow Sports may grant additional privileges or temporarily reduce privileges or access to the mountainon a case-by-case basis and at their sole discretion.Ski Privileges Additional NotesThere will be a $5 fee for replacement of anylist passes.Rental: All Employees will receive ski rental atthe discounted rate of $20 per day.

Resort Privileges SCR Employees are eligible to receive golf privileges. However,any active Mountain Creek Members hired by SCR must forfeit andcancel existing memberships. Any prepaid presidential golfmembership value will be refunded pro-rata through the end of theexisting agreement term.Full Time Employees (30 hours or more)Complimentary Greens Fees and cart areavailable for Employees and immediatefamily members (spouse, children, andcurrent stepchildren). Employees need notbe present but are responsible for bookingand guest/family conduct.Part Time Employees (less than 30 hours/week)Employee will receive complimentary greenfees and cart.Spouse and immediately family membersmust be playing with the Employee to receivethis privilege.Additional NotesComplimentary Range Balls are available atany practice facility across the resort.Benefits may be temporarily or permanentlysuspended due to behavior contrary to theSCR Standards of Conduct or violations ofthe Benefits policies and procedures.At times, The Director of Golf may grant additional privileges or temporarily reduce privileges or access to courses on a case-by-case basis and at their sole discretion.Golf Privileges Discounted Rates for Family & Friends$25 Summit and Schuss$40 The Legend, Hawk’s Eye, and CedarRiverExtended Family and Friends Discount withuse of a cart (employee must make thereservation).Additional PerksShanty Creek On-Site Fitness Center DiscountShanty Creek Subsidized On-Site DaycareService AwardsMountain Money ProgramsEmployee Referral Bonus LifeMart Discounts Click here to find out more Shanty Creek Snow Tubing DiscountBased on availability, blackout dates applyShanty Creek Retail Discounts:Resort owned retail shops 20% discountNon Resort owned shops on property 10-20% discountShanty Creek Food and Beverage Discounts: 20% Discount at Cedar River Bistro, TheLakeview, Arnie’s, And Ivan’s.Shanty Creek Lodging Discounts: Subject to availability, blackout datesapply

2024 benefits