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Your BenefitsEffective January - December 2025Full-Time

New Years DayMemorial DayIndependence DayLabor DayThanksgiving DayThe day after ThanksgivingChristmas EveChristmas DayFloating Holidays and Personal Days mustbe used prior to the end of the calendaryear in which they are credited; unusedhours remaining at the end of the calendaryear will be forfeited.Well-being BenefitsPaid HolidaysFull-time employees receive eleven (11) designated holidays, each year, three (3) of which are floating holidays to observedays that may not be part of the Arboretum designated holidays. The designated paid holidays include the days listedbelow.Paid Leave ProgramSick LeaveFull-time employees are credited in ADP with ten days (75 hours) of sick leave annually on January 1. Employees hiredduring the year, will be prorated at six and one-quarter (6.25) hours per month. Sick leave may be used for an employee'sown illness unrelated to a work injury or illness or for the illness and care of family members, such as the employee’schild (includes step, foster and legal ward), spouse, domestic partner, sibling, parent, stepparent, parent-in-law,grandparent, or grandchild.Personal Leave (for non-exempt employees only)Full-time, non-exempt employees will be credited in ADP annually on January 1 with two days (15 hours) of personalleave; employees hired on or after July 1 will receive one day (7.5 hours) of personal leave. Personal leave must bescheduled and approved by the employee's supervisor in advance. Full-time employees annually rollover up to 37.5 sick leave hours, the equivalent of five days, of their unused sick leaveinto an Extended Sick Leave Bank (ESLB) The balances in the Extended Sick Leave Bank can be used for specific FamilyMedical Leave Act (FMLA) or Short Term Disability (STD) qualifying events.For 2025, employees hired between January and June will receive three (3) floating holidays. Employees hired afterJuly 1 will receive two (2) floating holidays.

Well-being BenefitsVacation LeavePaid Leave ProgramFull-time employees receive paid vacation leave in support of the belief that time away from work is important to thehealth and well-being of employees. Vacation leave is accrued monthly, on the first day of the month according to theschedule below and is available for use with supervisor approval. Vacation hours continue to accrue monthly, not toexceed the maximum totals, as noted below.New employees will receive 37.5 hours of their annualized total up front on their first day of employment and theiraccrual is then suspended until it catches up to the accrual schedule.Vacation Accrual SchedulePaid Parental LeaveThe Arboretum provides paid parental leave to eligible employees following the birth of an employee's child or theplacement of a child with an employee in connection with adoption or foster care in accordance with the policy.Pregnancy-Related Medical LeaveAn eligible employee may take up to ten (10) weeks of paid pregnancy-related medical leave related to childbirthbeginning with the birth of the child. An eligible employee who is unable to work as a result of a medical condition relatedto the pregnancy prior to the birth of the child may be covered by the Arboretum’s short term disability leave.Parental Bonding LeaveEligible employees may take up to six (6) weeks of paid parental bonding leave after the birth or placement of his or herchild for the purpose of bonding with the newborn or newly placed child. If both parents of the child are employees of theMorton Arboretum, they are each eligible for six (6) weeks; for a combined total of up to twelve (12) weeks of paidparental bonding leave.

See plan detailsFinancial Advisor Services - Personal Financial Planning ToolPersonal Financial Planning Tool is an Arboretum-sponsored financial wellness program that provides employees withpersonalized financial assistance and advice, at no cost to employees. You will be able to interact directly with a mentor(a financial professional) to discuss your financial situation.Evaluating whether you are saving enough for retirementUnderstanding your Social Security benefitsHelping to prioritize debts to be paid downDeveloping a budget and monitoring your spendingA few common situations are noted below:Well-being Benefits529 College Savings Plan - Illinois Bright StartEmployees can participate in the Illinois Bright Start 529 College Savings Program, and you can enroll and make deferralchanges at any time during the year. The Illinois Bright Start 529 Plan is a valuable way to help you with one of thegreatest financial challenges you will face - saving for college.457b Retirement Savings Plan - VanguardThe 457(b) plan is a non-qualified deferred compensation program for highly compensated employees. Similar to the401(k) plan, with this type of plan, participants may contribute pre-tax dollars from their paycheck, and that money won’tbe taxed until withdrawn, usually in retirement. For 2025, the definition of a highly compensated employee is $160,000and above.401k Retirement Savings Plan - VanguardEmployees, 18 and older, are eligible to invest in The Morton Arboretum 401(k) Retirement Plan and Trust on the first ofthe month following date-of-hire, or anytime thereafter. Contributions are voluntary through payroll deductions andadministered by Vanguard. Your pre-tax and/or ROTH contributions are deferred from your bi-weekly pay and subject tothe dollar limit for the calendar year as provided by law. For 2025, employees participating in the 401(k) plan can defer up to $23,500 annually. Participants 50 years and oldercan contribute up to $31,000 annually starting in 2025. Under a change made in SECURE 2.0, a higher catch-upcontribution limit applies for employees aged 60, 61, 62, and 63 who participate in the 401(k). That limit is an additional$11,250, or $34,750 annually. The employer contributions have a one-year vesting schedule which means thesecontributions are not vested (yours) until your one-year work anniversary. Your contributions are always 100% vested.Financial Benefits

Enroll nowYou must request a change to your benefitswithin 30 days of your life event (60 days forchanges involving Medicaid eligibility). Documentation may be required. Qualifying life events allow you to change yourcoverage during the year outside of OpenEnrollment. These include:marriage or divorce, birth or adoption, death of a covered dependent, and a change in eligibility through Medicare,Medicaid, or a spouse or parent's coverage. Open Enrollment is your one chance each year toreview your coverage options and make changes toyour benefits.Your choices are in effect from January –December of the following year unless you have aqualifying life event.Your benefits begin on the first day of the monthfollowing date of hire; this is your effective date. Besure to submit your selections within your first 30days of employment. Your benefit selections will be in effect throughDecember 31. 123Your benefit plans are in effect January 1 –December 31 each year. In general, there are threetimes you can make benefit selections:Enrolling in coverageFor youYou are eligible for benefits as a full-timeemployee working 37.5 hours per week.Your Spouse or PartnerMaking benefit selectionsEligibilityCovering your familyYou may also cover your eligible dependents whenyou elect coverage for yourself.Dependent children are eligible:Medical, dental and vision: until age 26regardless of student or marital statusChild life insurance: until age 26 Your ChildrenYou may cover your legal spouse or domesticpartner. For domestic partner eligibility there is anaffidavit to complete and return to HR. Click here for form. If you have a qualifying life event At Open Enrollment When you're first eligible

Balance billingWhen you use an out-of-networkmedical or dental provider, theymay bill you the difference betweenwhat they charge and the amountyour insurance pays.Medical: balance billing is in additionto – and does not count towards –your out-of-pocket maximum.CoinsuranceAfter you’ve met your deductible,you’re sometimes responsible for apercentage of the cost of themedical care, dental care, orprescription medication youreceived. This percentage iscoinsurance.CopayA flat fee you pay each time youreceive a copay-eligible medical,dental, or vision service orprescription medication. DeductibleThe amount you’re responsible forpaying in care expenses before themedical or dental plan starts payingdeductible-eligible expenses.In-networkIn-network care is always yourlowest-cost option. Networks aregroups of medical, dental, andvision providers, pharmacies, andfacilities that agree to discount thecost of their care or service.Out-of-pocket maximumThe most you’ll pay for covered in-network medical care in a year. Thisincludes your deductible, anycoinsurance or copays, andprescription drugs. The out-of-pocket maximum does notinclude your premium (the amount youpay for coverage), non-coveredexpenses, or out-of-network carethat’s been balance billed.Primary care physicianA primary care physician (PCP) isyour main medical doctor – usually ageneral practitioner (GP), familydoctor, internist, OB/GYN, orpediatrician (for children).Referral/pre-authorizationSome specialty medical providersand services require a referral froma primary doctor. These may include- but are not limited to - cardiology,psychiatry, orthopedic surgeons,rheumatology, surgery, and imaging(CT or MRI).DOWNLOADHEREAnnual NoticesWe’re required to tell you about certain rights and responsibilities you have as an employee of The Morton Arboretum. You can request a paper copy at no charge from: Shannon Clearyscleary@mortonarb.org Helpful terms & resourcesWe've removed as much jargon as possible.But you’ll probably still encounter some terms as you enroll in and use yourbenefits, and we want you to be prepared!

Medical insuranceBCBSIL Group #s:Blue Adv HMO #B51980PPO Blue Choice Options #156524PPO HSA #300977PPO HSA Select #OMC401 1-800-541-2768 PPO1-800-892-2803 HMOwww.bcbsil.comHealth Savings Account (HSA)HealthEquityGroup #0119031-800-859-2144www.healthequity.comFlexible Spending Accounts (FSAs) & Commuter BenefitsHealthEquityGroup #418601-877-924-3967www.healthequity.comEmployee Assistance Program (EAP)PerspectivesCompany Code: THE5041-800-456-6327www.perspectivesltd.comDental insuranceBCBSIL Group #s:PPO #270527, DHMO #D519801-800-367-6401www.bcbsil.comVision insuranceBCBSIL (powered by EyeMed)Group #VF0233711-800-367-6407www.eyemedvisioncare.com/bcbsilvisLife and AD&D insuranceBCBSIL Group #VF0233711-800-367-6401www.bcbsil.comDisability insuranceBCBSILGroup #VF0233711-800-367-6401www.bcbsil.comVoluntary Accident / CriticalIllness TransamericaGroup #G0000189271-800-251-7254www.transamerica.comVoluntary Identity Protection Norton Life LockGroup #E00063031-800-607-9174 (M-F) or 800-543-3562 (24/7)www.lifelock.com Voluntary Pet insurancePetPartnersGroup #GPPI-00630 Go directly to dedicated URL:https://portal.independenceamerican.com Voluntary Legal Assistance Legal Access Plans, LLCGroup - The Morton Arboretum1-800-248-9000https://www.legaleaseplan.com/morton-arboretumRetirement plans (401k & 457b)Vanguard401k Plan #093023 457b Plan #078161 401k: 1-800-523-1188457b: vanguard457csa@vanguardnqp.comwww.vanguardnqp.com 224-257-4070marilyn.napolitano@onedigital.com Contact informationYour advocate, MARILYN NAPOLITANO, is here to help you with claims,ID cards, coverage questions, and more!

The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.REGISTERFind what you need!Find what you need!

In-network careBlue Advantage HMO plan MIBAH2010Blue Choice Options PPO plan MIBCO2040Network name:Blue Advantage [ADV]Tier 1: Blue Choice Options PPO[BCO]Tier 2: PPO [BCO]Annual Deductible (DED)Out-of-pocket maximum$0 per person $0 family max$1,500 per person $3,000 family max$1,500 per person $4,500 family max$3,000 per person $9,000 family max$3,500 per person $10,200 family max$5,500 per person $10,200 family maxPre-tax account availabilityHealth care FSAHealth care FSAHealth care FSAPreventive carePrimary care visitSpecialist visit100% covered$30 copay $50 copay100% covered$30 copay$50 copay100% covered$50 copay$100 copayUrgent careEmergency roomInpatient hospital care$30/$50 copay$250 copay$0 copay$75 copay$400 copay + 10% after DED$250 copay + 10% after DED$75 copay$400 copay + 30% after DED$500 copay + 30% after DEDPrescription drugsGeneric Preferred brand Non-preferred brand$0/$10 copay$50 copay$100 copay$0 copay | $10 copay$35 copay | $55 copay$75 copay | $95 copay$0 copay | $10 copay$35 copay | $55 copay$75 copay | $95 copayOut-of-network careAnnual deductible Out-of-pocket maximum n/an/aBalance billing applies$7,000 per person / $21,000 family max $16,500 per person / $30,600 family maxYour cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$74.60$204.21$155.97$270.65Per paycheck$89.22$244.21$186.50$323.65See plan detailsSee plan detailsFind an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Medical insuranceSelect from four medical options through BCBSIL.See your plan details for out-of-network benefits.If you choose one of the HDHPs, The Morton Arboretumcontributes $1,000 ($38.46 per paycheck) for single and$1,600 ($61.53 per paycheck) for family coverageannually into your HSA.

In-network careBlue Choice Options HDHP PPO with HSA plan MICOE4065Blue Edge SelectHDHP PPO with HSA plan MIESA2122Network name:Tier 1: Blue Choice Options PPO[BCO]Tier 2: PPO [BCO]Blue Edge Select HSA [BCS]Annual Deductible (DED)Out-of-pocket maximum$3,500 per person $10,500 family max (embedded)$3,500 per person $10,500 family max$4,600 per person $13,800 family max (embedded)$6,550 per person $14,000 family max$2,500 per person $5,000 family max (non-embedded)$2,500 per person $5,000 family max Pre-tax account availabilityHealth Savings Account (HSA)Limited purpose health care FSAHealth Savings Account (HSA)Limited purpose health care FSAHealth Savings Account (HSA)Limited purpose health care FSAPreventive carePrimary care visitSpecialist visitVirtual visit100% covered0% after DED0% after DED100% covered20% after DED20% after DED100% covered0% after DED0% after DEDUrgent careEmergency roomInpatient hospital care0% after DED0% after DED0% after DED20% after DED20% after DED20% after DED0% after DED0% after DED0% after DEDPrescription drugsGeneric Preferred brand Non-preferred brand0% after DED0% after DED0% after DED20% after DED20% after DED20% after DED0% after DED0% after DED0% after DEDOut-of-network careAnnual deductible Out-of-pocket maximum Balance billing applies$9,200 per person / $27,600 family max $19,650 per person / $42,000 family maxBalance billing applies$5,000 per person / $10,000 family max$5,000 per person / $10,000 family maxYour cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$84.72$231.91$177.12$307.37Per paycheck$72.86$199.44$152.33$264.34See plan detailsSee plan detailsFind an in-network providerThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Medical insuranceSelect from four medical options through BCBSIL.See your plan details for out-of-network benefits.If you choose one of the HDHPs, The Morton Arboretumcontributes $1,000 ($38.46 per paycheck) for single and$1,600 ($61.53 per paycheck) for family coverageannually into your HSA.

See plan detailsBCBSIL fitness programMake your fitness program work for you with flexibleoptions to help you live a healthy lifestyle. Choose a gymnetwork to fit your budget and preference. Accessexercise close to home, near work, or while traveling. See plan detailsHusk nutrition programProvides virtual access to Registered Dietitians forBCBSIL PPO and HSA plan members. Meet up to 6 timesper calendar year and your dependents may be eligibleto participate as well!See plan detailsMember Rewards for PPO or HSA membersCompare costs, save money, and earn cash rewards.Shop for procedures and services, which can vary bylocation. It is quick and easy!See plan detailsWondr weight loss programProvides a weight loss and metabolic syndrome reversalprogram through a digital health program.Medical PlanPerksThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.There's more to love with these extra benefits forcovered members.

If you coveryourself onlyIf you coverdependentsThe Morton Arboretumcontributes up to:$1,000$1,600You may alsocontribute:$3,300$6,9502025 IRS maximumcontribution $4,300$8,550Learn how HSAs canhelp you save fortoday and tomorrow.See detailsThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Health SavingsAccount (HSA)55 or older? You can contribute an extra $1,000 peryear in catch-up contributions.The Morton Arboretum contributes to your HealthSavings Account (HSA) when you elect the HDHPmedical plan and meet IRS eligibility requirements. You may also contribute tax-free funds to save forcurrent and future health expenses:Contributions HSA funds Using your moneySpend your HSA balance on health care expenses(medical, prescription, dental, and vision) for youand your tax dependents, ORLet your balance grow for retirement.The money in your HSA is always yours and available forqualified health care expenses - even if you change jobsor health plans. Before retirement, any funds used fornon-healthcare expenses are subject to tax penalties.Keep your receipts!Growing your money + tax savingsHSA dollars go in tax-free, grow tax-free, and come outtax-free when you use them for qualified healthexpenses. You may also be able to invest part of yourbalance once it meets a certain level.In retirementAt age 65, you can withdraw the funds in your HSA forany use (not just health care!) without tax penalties. EligibilityIn order to make – or receive – contributions to a HealthSavings Account (HSA), you must:be enrolled in a qualified High Deductible HealthPlan (HDHP),not be covered under any other non-HDHP healthcoverage, including a full health care FSA throughyour spouse,not be anyone else’s tax dependent, and not be eligible for or enrolled in Medicare A or B,Tricare, or VA benefits.An HSA through HealthEquity is paired with a HighDeductible Health Plan (HDHP).Save pre-tax money for health care expenses – or retirement!

See details2025 maximum contribution$5,000Married filing separately: contribute up to $2,500 per person.See plan detailsMonthly maximum contribution$325See detailsEligible expenses2025 maximum contribution$3,300Annual carry over amount$6602025 maximum contribution$3,300Annual rollover amount$660See detailsFlexible SpendingAccounts (FSAs)Pay for eligible child or disabled adult care while youwork or attend school.Dependent care FSA*Only the amount you’ve actually contributed is availablefor use at any one time. Estimate carefully! Unusedfunds will be forfeited at the end of the year per IRSregulations.Pay for eligible transit and parking expenses related towork.Transit and parking FSAEnrollment and contribution elections are made on amonthly basis, not annual.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Pay for eligible medical, prescription, dental, and visionexpenses.Health careHealth care FSAPay for eligible dental and vision expenses when you'realso contributing to an HSA.Limited purpose FSAHealth, dependent care, and transit expenses can add up.Paying with tax-free funds can help. Enroll in one or moreflexible spending accounts (FSAs) depending on your needs.Pay for qualifying expenses with tax-free money usingyour Flexible Spending Account through HealthEquity.Enrolled in an HDHP plan and eligible for HSA contributions? You’re not eligible for a health care FSA; you cancontribute to a limited purpose FSA instead.*The Arboretum may need to adjust dependent care FSA contributions for HCEs so that the plan can comply with IRS requirementsand preserve its tax-favored status.

Stay in-network to avoid balance billing (the difference between what an out-of-network provider charges and the amount your insurance pays). DHMO planPPO planNetwork name:BlueCare Dental HMOBlueCare Dental PPOIn-networkOut-of-networkIn-networkOut-of-networkAnnual Deductible (DED)$0n/a$50 per person $150 family max$100 per person $300 family maxAnnual maximum benefit Unlimited $1,500 per person Preventive care100% covered100% coveredBasic carePer copay schedulen/aDED then you pay20%DED then you pay20%Major carePer copay schedulen/aDED then you pay50%DED then you pay50%Orthodontic care coverageLifetime max benefitPer copay schedule (children & adults)Per copay schedule50% covered (children to age 19)$1,500 lifetime max benefitYour cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$1.89$4.35$4.72$7.13Per paycheck$5.58$12.87$17.82$24.19See plan detailsSee plan detailsLearn about dental care categoriesThe information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Dental insuranceBoth plans cover in-network preventive care at 100%. Thedifferences are: what you pay for the plan, what you pay when you get care, andthe maximum amount BCBSIL will pay each year for dentalcare (annual maximum benefit).Select from two dental options through BCBSIL.Find an in-network provider

Vision planNetwork name:EyeMed VisionIn-networkOut-of-network (reimbursement)Annual eye exam (every 12 months)$10 copayUp to $30 Materials copay(lenses & frames)$10 copayN/ALenses (every 12 months)Included in materials copayUp to $25 / $40 / $55 Frames(every 24 months)$130 allowance, 20% off amount overallowanceUp to $65 Contact lenses(every 12 months)Elective: $130 allowanceMedically necessary: 100% coveredUp to $104Medically necessary: Up to $210Your cost for coverageEmployee onlyEmployee + SpouseEmployee + Child(ren)Employee + FamilyPer paycheck$3.89$7.39$7.78$11.44See plan detailsYour vision plan covers either glasses (lenses and frames) or contact lenses each year. If you receive contact lenses, they will be instead of your glasses benefit.The information shown in this presentation is an illustrative summary only. The underlying plan contract or document governs all aspects of the plan. Finalrates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract,and other notices contained in this document, applications, and other corresponding communications for additional information.Vision insuranceYour vision coverage is through BCBSIL powered byEyeMed.You'll get an annual exam with coverage for lenses and frames, orcontacts in lieu of glasses.Find an in-network provider

Basic life / AD&DThe Morton Arboretum provides2x Salary, Maximum $500,000See plan detailsFor youFor your spouseFor your child(ren)Coverageincrements$10,000$5,000$1,000Coveragemaximum$500,000Your (employee)coverage amount to $250,000$10,000Medical question limit$130,000(under age 65)$30,000Does not applySee plan detailsWhat's AD&D?Accidental death anddismemberment (AD&D) insurancemay pay:your beneficiary if you passaway due to an accidentyou a partial benefit if you losespecified bodily functions(sight, limbs, etc.)Medical question limitWhen you’re first eligible (a newhire), you can purchase lifeinsurance up to this limit withoutany medical questions required. Medical questions and approval willbe required for all future increaseand purchase requests.RatesThe Morton Arboretum provides life and AD&D insurance at no cost to you.You may also purchase supplemental coverage for yourself. If you enroll insupplemental coverage, you may also elect supplemental coverage for yourspouse and/or child(ren).Voluntary Supplemental Life and AD&D insuranceLife insurance pays a benefit if you pass away while you'recovered. Accidental Death and Dismemberment (AD&D)insurance offers additional support if you pass away or areseriously injured due to an accident.Financial peace of mind through BCBSIL.Life and AD&DinsuranceThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Basic life and AD&D insuranceMake sure to designate a beneficiary for your life insurance coverage toensure your family is cared for according to your wishes.

Benefits beginAccident: On the 8th dayIllness: On the 8th dayCoverage amount70% of your income up to $1,000 per weekPayments may continueUp to 12 weeks if you’re unable to return to workSee plan detailsSee plan detailsPre-existing condition limitations If you make a disability claim within thefirst year of being covered, check yourplan details to see how pre-existingcondition limitations might impact yourcoverage.Benefits beginAfter 90 days of inability to work (once short-termdisability ends)Coverage amount60% of your income up to $8,000 per monthPayments may continueUntil your Social Security Normal Retirement Age if youremain unable to work.Short-term disability coverage can replace part of your paycheck if you’reunable to work for a shorter period of time. The Morton Arboretumprovides this coverage at no cost to you.Short-term disabilityLong-term disability coverage can provide lasting income protection if you remainunable to work. The Morton Arboretum provides this coverage at no cost to you.Long-term disabilityDisability insuranceThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.Protect your paycheck with disability insurancethrough BCBSIL.Disability coverage insures your paycheck, replacing a portion ofyour income if you’re unable to work due to a covered illness orinjury.

See plan detailsSee plan detailsSee plan detailsSee plan detailsIdentity theft protection through NORTON LIFELOCKhelps monitor your credit and personal informationonline. You can buy coverage for yourself, your spouse,and/or your child(ren).Identity theftProtect your furry best friend with PETPARTNERS PetInsurance. You'll get access to licensed veterinarians forroutine care, emergencies, lab tests, and wellness visits.Rates vary.Pet insuranceAccident coverage through TRANSAMERICA pays you acash benefit to help with your expenses –yourdeductible or copays, transportation, groceries, andmore – if you or a covered family member is injured dueto an accident. The money is yours to use as you choose.Accident coverageCritical illness coverage through TRANSAMERICA paysyou a cash benefit to help with your expenses– yourdeductible or copays, transportation, groceries, andmore – if you or a covered family member is diagnosedwith a covered critical illness. The money is yours to useas you choose.Critical illnessPre-paid legal care through LEGAL ACCESS can provideyou with legal advice and consultation about varioustopics at no added cost. Available topics include willsand estate planning, money and finances, driving, ortraffic matters and more.Legal servicesAdditional benefit plans are a great way to customizeyour benefits package.Additional Voluntarybenefit optionsThe benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarized herein differs from the underlyingplan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlyinginsurance documents will govern in all cases.See plan detailsPortal

Employee Perks & Discount ProgramsWhat it’s like to work hereThe Morton Arboretum’s vibrant staff includes 240 full-time, 135 part-time, and 120 temporary employees who workin areas such as plant collections and grounds, tree research, education, visitor services, and administration.Employees come from diverse backgrounds and share a common commitment to the mission of the Arboretum: tocollect, study, display, and conserve trees and other plants from around the world to inspire learning, fosterenjoyment, benefit communities, encourage action, and enhance the environment.Our employees enjoy the perks of working at the Arboretum, such as:Employees and their guests receive free admission and complimentary tram tickets 16 miles of walking paths available for break time walks immersed in nature9 miles of paved roads for biking and running Free electric vehicle charging stations available Employee shuttle to/from Lisle train stationEmployees are eligible for a complimentary photo permit30% discount on the purchase of Arboretum membership20% discount in The Arboretum Store, Ginkgo Restaurant and Café10% discount on facility rental and catering50% discount on Summer Science Camp registration for employee’s children or grandchildrenFree before and after care for employeesDiscounts on Arboretum education programs, courses, and special eventsRecreational use of Arboretum waters includes unique opportunities for fishing, ice fishing, boating, and iceskatingReciprocal admission to Brookfield Zoo, Shedd Aquarium, and Chicago Botanic GardenBorrowing privileges at the Sterling Morton LibraryService recognition programStaff recognition programEmployee and family eventsArboretum employees have access to participate in a Community Solar programRegular learning and engagement opportunities to learn from your colleagues.A full list of Perks and Discount Programs can be found on Rooted intranet

2025 benefits